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Karan Malhotra

Banking Professional

Karan Malhotra

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Karan Malhotra

  • Answers (8)
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  • Reviews (15)

Investments

Karan Malhotra
Karan Malhotra
Level 4. Prodigy
Updated 3w ago
It's important to remember that hedge funds are not an asset class but a catch-all term for different strategies (Equity long-shorts, long only, fixed income, managed futures, merger arb etc.) Is there a specific hedge fund you're looking to invest in? Presumably there is a specific exposure you're looking for which is non-correlated to your existing holdings (hence the "hedge"). In that case, it's best to check if the hedge fund is open to non-accredited investors. My understanding is that this is rare since these are considered sophisticated financial constructs and not readily available to retail investors but you should be able to find out once you identify a hedge fund you'd like to get exposure to. That said, be wary of fees as these services do not come cheap

Investments

Karan Malhotra
Karan Malhotra
Level 4. Prodigy
Answered 3w ago
1 word - 1999. Another word - 2009. Buffet and Munger are among the great capital allocators of our times, so even if you may not agree with their approach, it's very much valuable to follow them and the way they think about deploying all that cash eventually.

SG Budget Babe

Cryptocurrency

Investments

Karan Malhotra
Karan Malhotra
Level 4. Prodigy
Answered 3w ago
Agree with Kelly, nope. Instead, encourage him to research more into the pros and cons of understanding the space if he's interested. There are an equal number of reports guarding against dabbling in crypto so better to look at both sides

Investments

Karan Malhotra
Karan Malhotra
Level 4. Prodigy
Answered 3w ago
Between Bloomberg, The Economist and FT, you will likely cover 90% of all available information. However, these are all paid services so keep that in mind when subscribing, but it is the highest quality content available for global economic events and opinions.

Stocks Discussion

Investments

ETF

SAXO Markets

DBS Vickers Securities

Karan Malhotra
Karan Malhotra
Level 4. Prodigy
Updated 3w ago
So if your intent is to screen ETFs, Morningstar is a good starting point and has a lot of data. What helps me is in order: 1. Figuring out what I'd like to invest in 2. Finding some suitable instruments via ETF.com/Morningstar 3. Narrowing down basis: a. Expense Ratio b. Liquidity 4. Total AUM 30MM USD (Below this it's likely the ETF isn't profitable and may close if it's unable to pickup more AUM although this can be discounted for newer ETFs) 5. Brokerage cost in terms of FX/commissions Different providers will follow different indices such as MSCI/FTSE etc and the differences are often in the methodology used. You have the option of reading the prospectus which is usually available on the site and see if you agree with 1 or the other, but if you'd prefer to simply avoid the trouble, picking 1 ETF from the larer fund houses will likely meet your needs

Investments

REITs

STI ETF

Robo-Advisors

Karan Malhotra
Karan Malhotra
Level 4. Prodigy
Answered on 30 Oct 2019
I would recommend trying a robo-advisor if you have small amounts to invest because commissions will eat up your returns. To use your example, at 11 SGD (with Saxo/FSM 10 SGD + taxes) you're looking at 33 SGD in commissions which are 2.2% (of 1500), a robo-advisor is much cheaper and has the benefit of both diversifying globally as well as re-balancing

ETF

Investments

Stocks Discussion

Karan Malhotra
Karan Malhotra
Level 4. Prodigy
Updated on 05 Apr 2019
1. How much time do you have to research? 2. Do you enjoy it? 3. Do you have a solid temperament? If the above answers are acceptable, remember that returns are unpredictable but costs are predictable so always go with the choice which has lower costs. If not, a good fund manager can do the job for you but how to pick one is an art more than a science :)

Investments

Lifestyle

Karan Malhotra
Karan Malhotra
Level 4. Prodigy
Answered on 05 Apr 2019
Well if you're stupid, you don't know it, so filthy rich is definitely the way to go!
Level 4. Prodigy
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