Justin Kieran Ong - Seedly
Justin Kieran Ong

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Justin Kieran Ong

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Justin Kieran Ong

8Upvotes
  • Answers (15)
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Credit Card

Savings

DBS Altitude Visa Signature Card

DBS

Expenses Tracking

Justin Kieran Ong
Justin Kieran Ong
Level 3. Wonderkid
Answered 6d ago
As a fellow DBS CC user I feel your pain. What I'm currently doing is manually entering into the seedly app as I find it the most convenient (no need to remember and key in at home, can track immediately). I have reduced the SMS alert for my card to anything over a $1 transaction. This way I have a record of most of my CC spend on my SMS to double check. Lastly, I check the ibanking record every week as there are certain transactions that are not SMS to me (like recurring transaction for phone bills)

Savings

Lifestyle

Bank Account

Justin Kieran Ong
Justin Kieran Ong
Level 3. Wonderkid
Answered 6d ago
OCBC 360 is only good if you can hit the multiple requirements. If you can't, I'd suggest the multiplier account. It's easier to get the 1.8% and up. You wouldn't need to change the account your salary is credited to either and only $1 needed from your credit spend monthly as long as you meet the monthly transaction requirements. This is just my opinion as someone using the multiplier account.

DBS Altitude Visa Signature Card

DBS Multiplier

Credit Card

DBS

Justin Kieran Ong
Justin Kieran Ong
Level 3. Wonderkid
Answered 1w ago
Any credit cards under your name can be seen on the ibanking portal home page as it's own "account". From there, you can see all the transactions much like a normal bank account (though it usually takes a few days for you to see the actual transaction) When the payment is due, you can choose to pay using funds from your multiplier account. Eligible transactions from any DBS / POSB credit card under your name will add towards your monthly transaction under the bank and earn tab. I hope this helps

SeedlyTV EP07

P2P Lending

Investments

Justin Kieran Ong
Justin Kieran Ong
Level 3. Wonderkid
Answered 3w ago
P2P in Singapore, while better regulated, still has its fair share of risks. You should probably look into other stocks, REITS, ETC before P2P if your goal is diversification. If you have done all that and still would like to try P2P but are unsure, then probably start with what you're willing to lose to test the waters and see how that goes.

Stashaway

Robo-Advisors

Investments

Justin Kieran Ong
Justin Kieran Ong
Level 3. Wonderkid
Answered on 27 Jun 2019
Started in SEP with 20% just before the market correction last year and DCA of $100. I'm up 10% to date.

Education

Lifestyle

Family

Justin Kieran Ong
Justin Kieran Ong
Level 3. Wonderkid
Updated on 07 Jun 2019
I am answer thing this from the viewpoint of a gamer. While he is monetizing his hobbies, do keep an eye on how long he spends doing it. Remind him that he has other priorities. Another point to note is what he is selling and how he gets the items. If he is earning the items with his own hard work then it's good and all but if he is buying the items and selling them for a higher price or putting it up for auction to the highest bidder it may be time to step in before it becomes something like the CS GO lotto. Also, Korea just legally criminalized game boosting where you pay someone else to level up your character.

Career

Justin Kieran Ong
Justin Kieran Ong
Level 3. Wonderkid
Updated on 04 Jun 2019
Like what some of the others have said, the best would be to lie. That being said, you obviously think they are a good, or at least better, company so would it be a lie to say you're looking for new opportunities to apply yourself? Also, a bigger company usually comes with more situations that you won't get in a smaller company. So would it be possible be a lie to say you look forward to overcoming new challenges as I'm assuming thar you don't intent to just slack in the new company. It's all about positioning and marketing yourself. With the right words, you can make something as self centered as I want more money into I'm looking towards the future and think that your company would be a better fit for me in the long term. Good luck.

Lifestyle

Family

Education

Justin Kieran Ong
Justin Kieran Ong
Level 3. Wonderkid
Answered on 02 Jun 2019
Most schools usually partner with Broadway serangoon for gown rentals and at the sane time, Broadway usually has a promotion when you collect the convocation photos to pay $100 upfront for a 50% off your next photo session with them or something. I graduated 1 year ago and that was the deal at the time. May have changed.

General

Lifestyle

Justin Kieran Ong
Justin Kieran Ong
Level 3. Wonderkid
Answered on 03 May 2019
As someone that just started working with no license, NS is definitely the best time to learn. Even if you're in a combat unit, there will be more time closer to the end (if you need to do stand by/4NTM, ETC) for you to do it. Most commanders are OK with you going to learn as long as there is no distruption to training and you come back after.

P2P Lending

Justin Kieran Ong
Justin Kieran Ong
Level 3. Wonderkid
Answered on 17 Apr 2019
You are referring to the recently updated PDPA 2018 act. Under the act, unless required by law, companies are not supposed to retain copies of NRICs. This means that companies like telcos are still allowed to scan your NRIC as it is required by law (section 5 of the telecommunications act) If I'm not wrong, financial institutions are required to have your NRIC for tax purposes(or something) but I'm not too sure to what extent.
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Level 3. Wonderkid
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