Timely question! I was just at the banks today to move some cash around. If you know me, you would know that I have been quite a big fan of high i/r savings accounts for the remaining cash. The accounts that I had were: Citi Maxigain, CIMB and SC BonusSaver 1. First things first, CIMB . CIMB Starsaver and CIMB Fastsaver are two different accounts. One account change that i just made today was to move 100k from my CIMB Starsaver to CIMB Fastsaver. Note that while CIMB Fastsaver advertises up to 1.8% p.a., the true effective blended rate for S$100k is really 1.325% , and post which its 0.6%. First S$50,000 - 1.00% p.a. Next S$25,000 - 1.50% p.a. Next S$25,000 - 1.80% p.a. Above S$100,000 - 0.60% p.a. Pro-tip: If you really really like CIMB so much, you can even open another FastSaver-I ON TOP OF FastSaver, to max out 200k with 1.325%. This was the option given to me by the CIMB banker, but not so interesting for me as I am thinking about other options still. Second, Citibank. I am still contemplating my Citi Maxigain account - which was giving some no-frills interest rates of c.2%. Am speaking to the dedicated banker today - since she said 'might have some ideas for you which may meet what you’re looking for; maybe something conservative with higher interest.' No idea what that means, but in any case 1.5% is still higher than 1.325%, both for no frills accounts. If anyone has good things to say about Citibank Priority or Citigold, please let me know! Third - Standard Chartered BonusSaver. I have this, but I am not fully maximizing because I dont even have 3 bill payments to make online. Admittedly I need to look more into this. OCBC looks nice, but its the hassle of moving accounts again. Singlife first 10k for 2.5% is nice, but not guaranteed, and only for first $10k.