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Julia Chan

Loves food and travelling

Julia Chan

About

Loves food and travelling

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Julia Chan

  • Answers (15)
  • Questions (0)
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Expenses Tracking

Savings

What common financial advice do you normally receive but often do you disagree with?
Julia Chan
Julia Chan
Level 4. Prodigy
Updated on 07 Jun 2019
Buy more in bulk to save
šŸ‘ 2

Family

How do you manage handling your kids (those under 3 years old) if both your spouse and you are on shift work?
Julia Chan
Julia Chan
Level 4. Prodigy
Answered on 22 Oct 2018
Consider putting your kids in a childcare near your parents place, and finding some sort of traveling /sleeping arrangement that fits everyone. I have friends who stay over at their parents place (with kids) during weekdays, and then travel back to their place on weekends, or something like this. Or you can consider purchasing a home for extended family to live in, which is what another friend did. She sold off her flat, and her parents sold off theirs too, to finance the new home.
šŸ‘ 0

Lifestyle

Travel

Family

Savings

Expenses Tracking

What travel hacks have saved you money while travelling overseas?
Julia Chan
Julia Chan
Level 4. Prodigy
Updated on 22 Oct 2018
Share meals to save money and lose weight while you're at it. Well you can have one good meal a day, and pack sandwiches and fruit for the rest. Still water can be more expensive than sparkling water, so bring along bottles to refill at the hotel or if you chance upon any water coolers. Depends on where in EU you are going, you can check out Eurail passes. Youths get discounts off these passes. Don't visit theme parks unless you absolutely have to, and buy gifts from Aldi or those budget supermarkets, foodstuffs you can't get back home cheap or at all. Like ferrero hanuta, it is so cheap there.
šŸ‘ 2

General

What are some of the honeymoon destinations that are cheap or affordable?
Julia Chan
Julia Chan
Level 4. Prodigy
Answered on 09 Oct 2018
Consider getting packaged deals, had my honeymoon package via Groupon, $50 for 5d4n 4 hotel, coach and food all provided. Just had to get own air tickets and attraction fees, plus tourist fees for tour guide and coach
šŸ‘ 1

Expenses Tracking

General

What do you often splurge on, and why?
Julia Chan
Julia Chan
Level 4. Prodigy
Answered on 09 Oct 2018
Food, especially protein, fruits and veggies. More expensive than eating cheapo carbo like potato chips and junk
šŸ‘ 0

Lifestyle

Education

Do you think education in Singapore is too stressful? I saw this article on CNA recently about how students have been asking for mental help without their parents knowing.
Julia Chan
Julia Chan
Level 4. Prodigy
Answered on 08 Oct 2018
Yes, because it is geared to comparing oneself against others on a narrow set of parameters that may not bring forth many other hidden strengths, and those who have fewer or no privileges to fall upon for help, struggle more
šŸ‘ 1

General

What are some of the financial wisdom that you've heard from your peers, clients, colleagues?
Julia Chan
Julia Chan
Level 4. Prodigy
Answered on 05 Oct 2018
You can't take your money with you after death. You're just a caretaker of it while you live
šŸ‘ 0

General

Do you feel that the income inequality is the biggest reason for division in Singapore?
Julia Chan
Julia Chan
Level 4. Prodigy
Answered on 03 Oct 2018
Yes, I saw how sec 1 students from independent primary schools look down on and bullied their classmates from neighborhood primary schools (even if the former had worse psle scores than the latter) that's why I vowed to myself never to send my children to a branded primary school. In JC, if a girl wasn't pretty or really smart, she could rely on her rich background to fit in. I remember how schoolmates fawned over how one of them had a house with 8 bathrooms, so they all went there to shower, except the girls who were not invited by this rich girl. I saw how a poor classmate was unable to afford expensive JC tuition because she lived in a rental flat and her mum was a single mum earning freelance pay, where more privileged kids (myself included) could catch up on 2 years worth of JC syllabus in a few months via tuition that could cost $50-75 an hour even in a group setting. She studied hard and then went to take a diploma in a skill valued in healthcare sector. But that being said, there are also instances people from different income background had great friendships and belonging, just that the poor probably had to prove more why others wanted to hang out with them. I apologize if my reply is offensive to some, this is just what I observed.
šŸ‘ 0

General

If you could have a couple of hours to talk to ANYONE in the past, present or future, who would you talk to and why?
Julia Chan
Julia Chan
Level 4. Prodigy
Answered on 03 Oct 2018
Jesus, to hear him directly without all the confusion seen in different religions and denominations
šŸ‘ 1

Career

Ultimate Hacks: Adulting

Investments

You are in your early 20s. You just graduated. Life seems great. All of a sudden, you are diagnosed with a life threatening illness. If you have 10 years left, what should your investment strategy be?
Julia Chan
Julia Chan
Level 4. Prodigy
Answered on 02 Oct 2018
I'm sorry to hear this. No man is an island, what $ you take today is because you unfortunately don't have the time to earn it with a long life. But we can also think of how to give back / add value to the community, dont mind if I'm a bit blunt, maybe organ donation or some form of contribution that will benefit the community (ies) you want to give back to. Sometimes we have to take and give, in this order. But you have the right mindset already, ie not simply take and take.
šŸ‘ 1
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