It is achievable, but take lots of hardwork and discipline. I have personally achieved $100k savings (CPF not included) by age 28 (last year). I saved up most of my income, spend only on what i need, and do some side businesses all these while. Took me about 6 - 7 years in total after graduation to achieve the above, all loan paid as well. Have resigned since last year to focus full-time on my business, and started on some investment as well. Just be discipline enough to save and send only on what you need once you start working, and i believe most people can do it too! :)