Hi Sanchit! I just started using robo advisors this year! So far have invested in Stashaway, MoneyOwl, Smartly, Autowealth. (Earlier this year) and recently in Kristal.AI and Syfe! I personally am a strong believer of robo-advisors as i have seen a growth of around 10% annualized returns from a risk index of 20% on Stashaway. (Yes less than a year!) -Recently added a few more portfolios with higher risk index and my 36% risk index is showing around 7% returns in only 4 months. For most of the other robo-advisors, i tend to go for the most aggressive portfolio as i do not need the cash in the short run and plan on using it in the future. All of them are currently showing positive returns from 3-10%. So yes i would most defintely recommend robo-advisors but at the end of the day it is entirely up to how much risk are you willing to take, what & when do you need the money for, etc.. And of course, if you have any doubts, there are plenty of people out there who have experience in this field, so feel free to ask around!