Joanne - Seedly
 
Joanne

Joanne's profile is not filled up yet.

Joanne

About

Joanne's profile is not filled up yet.

Credentials

Joanne's credentials are not filled up yet.

Joanne

  • Answers (5)
  • Questions (1)
  • Reviews (6)

Savings

CPF

Joanne
Joanne
Level 4. Prodigy
Answered on 28 Nov 2019
Though topping up SA do give an attractive 4% compounded interest, the transfer to SA is locked and can't be withdrew at any point of time until you reach age 55. Unless you do not have any big ticket item (such as wedding, house renovation) coming up in the next 3 to 5 years, you can consider doing yearly deposit into your SA as retirement planning.

Entrepreneurship

Joanne
Joanne
Level 4. Prodigy
Answered on 28 Nov 2019
It is best that you set aside at minimum of 6 months emergency funds and ensure that you have sufficient savings to pay your monthly expenses when considering the amount to put into the start up company. This also depends on the nature of business you are looking at to decide the capital needed.

Property

SG Budget Babe

Joanne
Joanne
Level 4. Prodigy
Answered on 28 Nov 2019
In Singapore, the Intestate Succession Act mandates that in the event of death of a non-Muslim sole owner who has not left behind a will, the priority of distribution is: - Spouse, children - Parents - Siblings - Grandparents - Aunts and uncles https://singaporelegaladvice.com/law-articles/hdb-flat-owner-pass-away In this case, it will go to your siblings.

Investments

Insurance

Joanne
Joanne
Level 4. Prodigy
Answered on 28 Nov 2019
Beside investing, always get the basis covered first. Insurance plan to cover medical, hospital accident bills.

Lifestyle

Career

FIRE Movement

Joanne
Joanne
Level 4. Prodigy
Answered on 28 Nov 2019
Spend time to do what you have been wanting to do. Take a day off to reward your efforts and you will feel much happier!
Level 4. Prodigy
40PointsGoal 125
85 POINTS TO LEVEL UP
Browse Rewards