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JJ

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JJ

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Transportation

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JJ
JJ
Level 3. Wonderkid
Answered 2w ago
Definitely use SimplyGo for now (rather than EZ-link top ups): - E.g. DBS: Live Fresh or Altitude: your SimplyGo spend qualifies for earning miles and cashback (at time of post) - E.g. Maybank: Family and Friends earn up to 8% cashback (with min spend met) https://www.singsaver.com.sg/blog/earn-miles-mrt-bus-simplygo
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MileLion

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JJ
JJ
Level 3. Wonderkid
Answered 2w ago
I'm assuming you are asking between signing up online or physically at the branch: Would certainly recommend signing up online (given current covid situation) + it is a more straight through process (if you use MyInfo). Otherwise, you may need to prepare all documents required to proof your identity and income if you go to the bank (think CPF statements and payslip) Also, do look out for promotions offered by aggregators like singsaver before you apply directly from the bank: https://blog.seedly.sg/best-credit-card-promotion-singapore/
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Citibank

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JJ
JJ
Level 3. Wonderkid
Answered 2w ago
I wouldnt push cards for the sake of doing them, but maybe the following questions would help guide your answer: - How much do you spend a month, and what categories do they fall into? (this would help you ascertain if you should have a basic frills free credit card with no min spend or if you should consider cards with tiered cashback rates with min spend/month) - How many credit cards do you already own? - How do you like to be rewarded (cash back or airmiles or mix of both - rewards points) That said, also look for good offers that are offered by banks and aggregators before signing up for a card (similar to hotel bookings). (e.g. choose between $250 paynow from singsaver or 4.5% cashback from citi directly)
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JJ
JJ
Level 3. Wonderkid
Answered on 16 Sep 2019
Sign up with my link and we'll both get up to $10,000 SGD managed for free for 6 months! https://www.stashaway.sg/referrals/joonkittz5
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Level 3. Wonderkid
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