jiajing wang - Seedly
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jiajing wang

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jiajing wang

7Upvotes
  • Answers (16)
  • Questions (3)
  • Reviews (0)

Unit Trust

DBS

Stashaway

JW
jiajing wang
Level 3. Wonderkid
Answered 10h ago
Based on your amount you listed, it seems like you started investing 4 months ago. Take note that investment is a long way. Do not panic unnecessarily. I setup my StashAway account on April 19 and my DBS unit trust in jun'19 Despite the initial drop, just hold on to it and you should see some improvements unless you have no emergency funds or menas to keep the investment going Judging from the term you used "losing money" and "earning"…I am worried you have the wrong concept of investing. Hopefully it's just a poor choice of word you from your side .

Career

Savings

Bank Account

JW
jiajing wang
Level 3. Wonderkid
Answered 10h ago
Unpaid leave would normally need management approval and some might even need to write a report to justify them having the headcount but does not work physically for three months. Regardless of how many years you have been in the company, most will not allow you to do so. Your colleagues might follow suit especially if they are travel enthusiastic or whatever and it won't be fair to your colleagues to cover yourwork whilst you are away.

Lifestyle

JW
jiajing wang
Level 3. Wonderkid
Answered 10h ago
Do you go for 2nd rd or even 3rd rd everytime you dine with your friends and how often you dine with the same friends. If it is a different group everytime then i think just let them enjoy the benefits (that is if you do not have a card that let you enjoy the benefits..) If you do have the card and dine with the same group of people, you could volunteer or make your way to pay the bill 1st and ask them to paynow u. Even if they show displeasure, just tell them you have a minimum spending to achieve to be able to waive your card or something, tactfully.. If they are still displeased, maybe it would be best you don't dine with them anymore

Investments

Retirement

Savings

Stashaway

JW
jiajing wang
Level 3. Wonderkid
Answered 6d ago
Read up on the reviews and simple FAqs on their website. You can start with a lump sum for initial investment or monthly contribution to DCA. If you are investing $10k,get some referral code from the users here so that you and him/her could save on management fee for 6 months. I wouldn't Comment on the returns since it is suppose to be a long term investment and before you sign up, you have to assess your risk appetite based on the questions they ask you.. Different risk. Indexs would have different supposed returns

Savings

Lifestyle

Bank Account

JW
jiajing wang
Level 3. Wonderkid
Answered 1w ago
If you are thinking of making investment too and applying for a CC under DBS then you could consider multiplier.. If not, you can consider UOB one account

Investments

JW
jiajing wang
Level 3. Wonderkid
Answered 2w ago
NO. StashAway does not allows you to choose which ETFs to invest in. You could DIY using other platform for free if you really want to choose. Have you started investing with StashAway yet? Sign up with my link and we'll both get up to $10,000 SGD managed for free for 6 months! https://www.stashaway.sg/referrals/jiajingw29

Transportation

Lifestyle

General

JW
jiajing wang
Level 3. Wonderkid
Answered 2w ago
I would have thought renting a room at west might work better than buying a car though..,Anyway, since you are a fresh graduate and fresh into the working life, you could be very enthusiastic about your job which in turn,will result in you doing more OTs, which would make sense for you to get a car since it's a long way drive back home.. Note that bus to jurong Island are not very accessible and the frequency is long. If all these troubled you, then u could really consider getting a car(2nd hand car is fine) and think of ways to maximize your car usage like grabhitch only if you met the requirements

Lifestyle

JW
jiajing wang
Level 3. Wonderkid
Answered 3w ago
If you are just talking about monetary terms, then no, you don't have to waste your money to get a driving license since the transport infrastructure here are already great.. IF you are talking about life skills and backup etc, then it will be a Yes!

StashAway

Robo-Advisors

SeedlyTV EP04

Investments

JW
jiajing wang
Level 3. Wonderkid
Updated 3w ago
You must have the determination and PATIENCE to keep you money in and monthly deposit in StashAway. Don't be pessimistic and think you can do better than the robo advisor if you have not seen gain initially. Lastly Sign up with my link and we'll both get up to $10,000 SGD managed for free for 6 months! https://www.stashaway.sg/referrals/jiajingw29

Lifestyle

GOMO

Mobile Plans

JW
jiajing wang
Level 3. Wonderkid
Answered 4w ago
Well I am Using GoMo and I think the offside is when you want travel, it is not worth to pump the value in for oversea data although you could get the Gomo oversea Sim card but still I don't think it is worth. Other than that, data speed is good but I don't monitor the speed and it is debited from your account to save you the hassleof paying bills..
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