jiajing wang - Seedly
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jiajing wang

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jiajing wang

14Upvotes
  • Answers (22)
  • Questions (3)
  • Reviews (0)

Investments

General

JW
jiajing wang
Level 3. Wonderkid
Answered on 13 Sep 2019
How much of the yen you have on hand? Unless you are hard on SGD cash or you will not be going back to Japan, it is still better to hold it with you. The Japanese Yen might fluctuate but unless You are holding worth million of SGD if you convert back from Yen, it is really no point.

Investments

Robo-Advisors

Syfe

JW
jiajing wang
Level 3. Wonderkid
Answered on 04 Sep 2019
There is no absolute guarantee that you will definitely get better returns if you up your risk level. Your risk level is also tied to your tolerance also.. If you cannot handle short-term loss then don't up your risk level. DCA is better as it allows you to buy in at the same time of the month regardless of price is low.. Eg: assume $100 for 100 units at 6 months compared to $100 at 98 units, 103 units, 110 units, 95 units, 115 units, 99 units.. You will see that u will buy in 3 more units using DCA

General

JW
jiajing wang
Level 3. Wonderkid
Answered on 30 Aug 2019
You can take Xero which is SkillsFuture approved if you are a Singaporean. Try this link https://www.tertiarycourses.com.sg

Lifestyle

Investments

Savings

Retirement

Bank Account

Family

JW
jiajing wang
Level 3. Wonderkid
Answered on 30 Aug 2019
Communication is the key and I am having almost the same situation as you as I started to invest in StashAway and RSP etc.. Also planning on SSB to hit the investment criteria on my DBS multiplier. My SO is a not a spender but impulsive shopper who likes retail therapy to relieve stress... As she has seen all my amounts in the investments and saving accounts, I would say it is a bad move. As a saver, anyone who wants to spend our monies will discomfort us. Advise to you is to show her only what you want to show. She might think you are not honest to her but she would have you to Thank when you retired

Credit Card

Savings

Bank Account

JW
jiajing wang
Level 3. Wonderkid
Updated on 30 Aug 2019
If you are going to be a freelancer soon, you will need to make sure you have "Sal" credited into your UOB one account from your jobs to enjoy the be ate or high interest rate I would suggest you take the CIMB account since your Income might be unstable too to have the $500 1st tier spending every month for a quarter of a year at least. Also, the comparison of the bank accounts have been asked and replied to by many of the Seedly community here. You may search for related tags and read on it for more feedback.

Lifestyle

JW
jiajing wang
Level 3. Wonderkid
Updated on 30 Aug 2019
I will put credit card benefits as #1 actually.. Nothing you can do with CPF coz government planned it quite well. The rest like investments and bank accounts are quite often replied by the community too

Unit Trust

DBS

Stashaway

JW
jiajing wang
Level 3. Wonderkid
Answered on 21 Aug 2019
Based on your amount you listed, it seems like you started investing 4 months ago. Take note that investment is a long way. Do not panic unnecessarily. I setup my StashAway account on April 19 and my DBS unit trust in jun'19 Despite the initial drop, just hold on to it and you should see some improvements unless you have no emergency funds or menas to keep the investment going Judging from the term you used "losing money" and "earning"…I am worried you have the wrong concept of investing. Hopefully it's just a poor choice of word you from your side .

Career

Savings

Bank Account

JW
jiajing wang
Level 3. Wonderkid
Answered on 21 Aug 2019
Unpaid leave would normally need management approval and some might even need to write a report to justify them having the headcount but does not work physically for three months. Regardless of how many years you have been in the company, most will not allow you to do so. Your colleagues might follow suit especially if they are travel enthusiastic or whatever and it won't be fair to your colleagues to cover your work whilst you are away.

Lifestyle

JW
jiajing wang
Level 3. Wonderkid
Answered on 21 Aug 2019
Do you go for 2nd round or even 3rd round every time you dine with your friends and how often you dine with the same friends? If it is a different group every time then I think just let them enjoy the benefits (that is if you do not have a card that let you enjoy the benefits..) If you do have the card and dine with the same group of people, you could volunteer or make your way to pay the bill 1st and ask them to paynow u. Even if they show displeasure, just tell them you have a minimum spending to achieve to be able to waive your card or something, tactfully. If they are still displeased, maybe it would be best you don't dine with them anymore.

Investments

Retirement

Savings

Stashaway

JW
jiajing wang
Level 3. Wonderkid
Answered on 15 Aug 2019
Read up on the reviews and simple FAqs on their website. You can start with a lump sum for initial investment or monthly contribution to DCA. If you are investing $10k,get some referral code from the users here so that you and him/her could save on management fee for 6 months. I wouldn't Comment on the returns since it is suppose to be a long term investment and before you sign up, you have to assess your risk appetite based on the questions they ask you.. Different risk. Indexs would have different supposed returns
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