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Jessica Ann Lee

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Jessica Ann Lee

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Jessica Ann Lee

  • Answers (18)
  • Questions (3)
  • Reviews (1)

SG Budget Babe

MileLion

Miles

Cashback

Credit Cards

Anyone has any lobangs for upcoming cashback or miles credit cards for 2020?
Jessica Ann Lee
Jessica Ann Lee
Level 4. Prodigy
Answered on 22 Dec 2019
MoneySmart, MileLion etc all has good sign up bonus cards information when it is available. Join seedly facebook group, pretty sure one of the community friends will share any good miles or cashback promotions
šŸ‘ 0

Investments

Stocks Discussion

SG Budget Babe

National Service (NS)

Any tips for a newbie investor entering NS soon?
Jessica Ann Lee
Jessica Ann Lee
Level 4. Prodigy
Answered on 22 Dec 2019
Start with Robo Advisors. they help that you don't have to spend time to think on it once u decided which robo advisor suits you. (perhap you will have less energy and time later in NS) Use one of the robo advisors in Seedly reviews. https://seedly.sg/reviews/robo-advisors kudos to you for starting early!
šŸ‘ 0

Career

General

SG Budget Babe

What are some factors to consider when looking for a job?
Jessica Ann Lee
Jessica Ann Lee
Level 4. Prodigy
Answered on 21 Dec 2019
1. Boss- is your direct supervisor someone that can help you learn, to experience lessons and to gain from them 2. Colleagues- able to give u happiness at work, or just political shit 3. Money- i put this as last.. it is IMPORTANT but not as important as your boss and colleagues that will determine your future growth and future money!
šŸ‘ 0

SG Budget Babe

Wedding

Lifestyle

Should i consider getting my bridal dress from taobao?
Jessica Ann Lee
Jessica Ann Lee
Level 4. Prodigy
Answered on 21 Dec 2019
Yes! but do make sure the measurement u take of your body is done by a friend or someone who is careful with the details. the exact measurement to provide taobao tailor is important. and buy early, so that in case it does not match ur expectation, you have time to tailor and make it fit.
šŸ‘ 0

Investments

SG Budget Babe

Career

This civil servant got the 0.1-month year-end bonus, is it a sign of an economic downturn?
Jessica Ann Lee
Jessica Ann Lee
Level 4. Prodigy
Answered on 21 Dec 2019
If you ask me, yes the government is indeed asking the citizens to prepare, and civil servant pay is always a benchmark for the private sector. The private sector will use the civil servant pay bonus as a benchmark and reduce bonus correspondingly. (or increase bonus if civil bonus goes up)
šŸ‘ 1

Insurance

Travel Insurance

Did anyone buy travel insurance from UOB? UOB Essential?
Jessica Ann Lee
Jessica Ann Lee
Level 4. Prodigy
Updated on 06 Sep 2019
I won't buy travel insurance from the bank unless I know my personal banker is really going to stay there for quite a long time. (but then again, insurance advisers seems to jump ship here and there frequently) I had a read of this blog review on travel insurance and claims and approached them to buy a yearly plan. I met with a small accident in one of my trips, and thankfully the broker helped me with all the claims very professionally. Not like my previous bank who sent me an URL and wants me to fill in everything on my own..... And no banker at that time wants to help me because my previous banker just jumped to another bank. Hope that helps.
šŸ‘ 2

Investments

DBS

ETF

Unit Trust

DBS digiPortfolio

Has anyone tried the DBS digiPortfolio?
Jessica Ann Lee
Jessica Ann Lee
Level 4. Prodigy
Updated on 05 Sep 2019
Signed up a while ago. Always been interested in Robo-advisor, the concept of putting money and not caring about it (maybe check once a year or once every quarter). DBS is a local bank and I have accounts there, so the signing up process is really easy. It's pretty new, so no one can tell you the performance results now, probably need to wait 1, 3 or 5 years later. Sign up now with a small monthly contribution?
šŸ‘ 1

Lifestyle

Expenses

What is the best personal trainer gym membership in Singapore? Any recommendations?
Jessica Ann Lee
Jessica Ann Lee
Level 4. Prodigy
Answered on 05 Sep 2019
Anytime Fitness is great because you don't have to pay monthly, you can pay as you go. If you need a trainer, I suggest googling for those freelancer personal trainers in Singapore. They are usually lower fees and they can be more flexible (because they are not tied to a specific gym). I had one in the past and he wasn't counting time and strict about overtime etc. And his advice goes beyond the gym, giving me food advice and lifestyle changes. Hope that helps!
šŸ‘ 1

Lifestyle

Any tips on saving money for regular car servicing & avoiding dishonest car workshops?
Jessica Ann Lee
Jessica Ann Lee
Level 4. Prodigy
Updated on 05 Sep 2019
A big issue for most motorists. Not saying all workshops are dishonest, but I met enough dishonest workshops to be wary of everyone.... Personally I always go to a big workshop, feels bad that I am not giving the small enterprises a chance, but big workshops the technicians have no incentive to cheat. They won't bother to give a lower grade motor oil (even though you paid for the better) because they are not the boss. They won't bother to give low quality fluid, parts etc because the savings won't affect them. they may be slightly more expensive than small workshops but I won't get cheated. However, if you do find a good workshop with a great technician, do stick to him. This blog article explains some of the difference in car full servicing, basic servicing workshops stuff.
šŸ‘ 1

Savings

Savings Accounts

Is the OCBC 360 debit account better if my savings are below 35k?
Jessica Ann Lee
Jessica Ann Lee
Level 4. Prodigy
Answered on 05 Sep 2019
Go for the credit card and the 360 OCBC saving accounts if you can. Credit card is always better than a debit card because in scams, frauds stuff that is not 100% of your fault, it is the bank's money, not your money yet.
šŸ‘ 0
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