Jennifer Franslay - Seedly
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Jennifer Franslay

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Jennifer Franslay

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Jennifer Franslay

  • Answers (12)
  • Questions (1)
  • Reviews (1)

Lifestyle

Career

Anyone sold their artwork on Society6, Redbubble or Zazzle before? How's your experience like? Which platform is better and why?
Jennifer Franslay
Jennifer Franslay
Level 4. Prodigy
Answered on 03 Jun 2020
I listed a bunch of designs up a couple years ago and just let it be (a side hobby thing I guess, I'm not an artist), and I've been getting average USD8-10/mth. I didn't market my products so you'd probably get more sales if you did. Never interacted with the customer support too.
šŸ‘ 0

Forex (FX)

Investments

Online Brokerages

Stocks Discussion

FSMOne Fundsupermart

Is FSMone foreign exchange rate good?
Jennifer Franslay
Jennifer Franslay
Level 4. Prodigy
Answered on 26 May 2020
Not sure if it's low as I don't have any other brokerage's point of reference, but right now, the live forex rate for USD to SGD is 1.421, and on FSMOne it's 1.424. I usually deposit to FSMOne in SGD from my local bank account, and convert to USD on the platform itself. No fees for exchanging currency, it'll just be at their market rate which you can view before converting.
šŸ‘ 1

Credit Cards

Payments

Savings

Miles

Cashback

What is the best credit card for a one-off telco payment?
Jennifer Franslay
Jennifer Franslay
Level 4. Prodigy
Answered on 26 May 2020
Depends if you're looking to maximise cashback/miles. Would recommend this website - https://www.whatcard.sg/ they do a comparison of the best credit cards to charge to for different companies! (i'm not related to them haha)
šŸ‘ 0

Investments

Stocks Discussion

Robo-Advisors

Online Brokerages

ETF

Lifestyle

When did you start investing and why?
Jennifer Franslay
Jennifer Franslay
Level 4. Prodigy
Updated on 26 May 2020
Opened a Blue chips account with OCBC as soon as I turned 18, and started buying US tech stocks when I turned 21. Personally as a student back then, I didn't have much savings to pump in so it was more about experiencing the process of investing (oh the good times, the first time I bought a blue chip stock I felt like a baller even though I only bought like $500 worth HAHA) Had some losses bc i didnt do my due diligence and just anyhow whack bc as they always say, "you should buy stocks of companies you believe in". As an 18 year old, I knew zilch about finance so i just bought companies I was aware of/ "believed in the service" and then the stock price went down lmao. Good learning experience tho! Thankfully I experienced this back then as it has taught me to conduct more research before buying a stock. As a working adult with more spare savings to invest, it's certainly more impactful in terms of building portfolio as compared when I was a student. So I wouldn't fret too much about building a portfolio as a student, just enjoy the process!
šŸ‘ 0

FIRE Movement

Savings

Investments

Lifestyle

What has been the number 1 challenge in your personal finance journey?
Jennifer Franslay
Jennifer Franslay
Level 4. Prodigy
Answered on 25 May 2020
Just started working full time this year, so itll be having the lack of funds to invest more!
šŸ‘ 2

Credit Cards

MileLion

Citibank

Has anyone had their Citi Premiermiles card approved recently? Applied to get the SingSaver AirPods Pro promotion, and it's been 2+ weeks waiting for approval. Does Citi always take this long?
Jennifer Franslay
Jennifer Franslay
Level 4. Prodigy
Answered on 25 May 2020
I applied earlier this month for the Singsaver $200 cashback via paynow! My application was approved within 3 working days and I received my card within a week after approval. :) Have yet to receive the $200 though haha, will update when it's in
šŸ‘ 1

COVID-19

KrisFlyer

Travel

COVID-19 Refunds

Singapore Airlines (SIA)

Is it possible to get a full refund if I cancel my Singapore Airlines Flight?
Jennifer Franslay
Jennifer Franslay
Level 4. Prodigy
Updated on 18 Mar 2020
UPDATES: I got a full refund to my grabpay card in just 1 day! Tuesday morning. Wow this is really efficient šŸ˜²šŸ˜† Had a flight for this Friday (20th Mar) to Jakarta and did the following on Sunday night: - Submitted the SQ online cancellation form - Dropped an email to their social media team - Called the hotline and was on the line for 2 hours (eventually hung up bc the wait was too long) Eventually on Monday morning someone from the SQ team called me (i'm not sure which of the 3 methods made them call me), and she said she could change my flights for me to a later date for free but I told her that I couldn't do a flight change due the uncertainty. And that due to the new SHN notice on all ASEAN flights, I can no longer do the flight this weekend, so she said she could do a waiver of the cancellation fees for me but it would take 4-6 weeks. I haven't received any refund confirmation email so I have no idea if it's really a full refund but my booking no longer exists when i attempt to "Manage booking".
šŸ‘ 0

Savings

Credit Cards

What's the best way or hack to subscribe to NETFLlX?
Jennifer Franslay
Jennifer Franslay
Level 4. Prodigy
Updated on 19 Sep 2019
This one might be a little unethical, but Netflix in Turkey is way cheaper so I use a VPN and sign up for Netflix from Turkey :p Paying about S$7.40/mth for the standard plan (Singapore is $13.98/mth I believe)
šŸ‘ 9

General

How much phone data do you use a month, and how many minutes of out going calls do you use? How much do you pay for your phone bill every month?
Jennifer Franslay
Jennifer Franslay
Level 4. Prodigy
Updated on 07 Jun 2019
Yikes, I'm (pretty much) a teen myself and find those figures crazy. Surviving just fine with 4gb even though I use a lot of Instagram and YouTube (which both suck a lot of data). So I try to use them on WiFi as I find that that saves a lot of data. Using 3G instead of 4G helps too, especially with draining less phone battery haha
šŸ‘ 2

Career

How do I go about starting a part-time career in building websites?
Jennifer Franslay
Jennifer Franslay
Level 4. Prodigy
Updated on 07 Jun 2019
Fiverr works in finding gigs for web design. Do note that while they are known for '$5 gigs', these days many of the gigs, especially time consuming ones go for way more than $5. All the best!
šŸ‘ 1
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Level 4. Prodigy
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