On the flip side I would recommend not doing the transfer. The cost of housing is long up and the lump sum down payment can be huge. If you transfer the money you might not have enough to pay for the initial down payment. This is especially so so if you are single and plan to buy a condo If you are living with parents and housing is not an issue, you might consider transfering

- Open a premier banking account with a local bank, buy investment grade bonds at 350K a pop - buy a property locally and overseas - investment into different currencies

OCBC 360 for The win ! Aside to that I think you should also look at the other accounts out there using the Seedly calculator to judge if there might be a better one based on your lifestyle

- I read rich dad poor dad - changed the way I thought about money - watched Shark tank - Yes for everyone thinking about starting a business this is awesome 😎 - Most of all I looked at my parent and told myself I needed to have a retirement plan

A few things to setup 1. insurance 2. emgency funds After that you can consider the following to level up your investment knowledge - Nav - Seedly Articles - SGX

1) track your fees (platform/sales charges/admin fees) 2) track the performance of your investment I think you also think about building the emergency fund Other than that try to build capital and invest in other sort of investments when you understand how it works

Get him to join communities and attend events. Try NAV as well simply to understand and good for beginners https://www.dbs.com.sg/personal/nav/index.page

I think it is fair to go Dutch. You can always declare the per pax cost on the spot and get everyone to pay their share. You can be generous to them and give a treat from time to time but it should not be a case where everyone keeps quiet and you become the default person to pay.

DBS Altitude - 3 miles on SQ DBS world woman’s Card 4 miles for online Trancations