I think it’s a good idea 💡 some growth stocks might be worth a lot in the future. The person you are buying it for might not be savvy in investing and that could be a great gift in the future when the person really needs the money. Take note that there is a fee for transferring the stock to another person in CDP

1) track your fees (platform/sales charges/admin fees) 2) track the performance of your investment I think you also think about building the emergency fund Other than that try to build capital and invest in other sort of investments when you understand how it works

1. Read the community product reviews on seedly 2. Post your questions on the Facebook page - many help people will answer ! 3. Try NAV 4. Network with peers and experienced folks who are savvy and find how how they do it 5. go for course at SGX some are free

It is important to pay off all your credit cards on time having multiple credit cards should not affect your credit score.

Experience will give you better payout in the future Unless you need the money to support your uni studies then go for the higher pay.

How much and what to invest in is a question that you will need to answer on your own after doing sufficient research on the investment and your risk aptitude. What you should not do: 1) invest in something that you don’t understand 2) invest because you are pressured to do it 3) invest because someone said so Good luck

I feel that endowment plans are for people who have problems keeping up with regular savings The returns and time frame is too long and I feel that it would be better to put the money else where Since you have signed up for one it might be wise to stick with it. Cancelling half way will mean a great lost in capital

I think it would be better to join networking events if you want to connect with people in the same field. Try to go for conferences and say hello to people during coffee breaks or after conf drinks and follow up from there. There are also open communities that you can look for fellowships Another way would be to ask your colleagues to introduce you to people in the same field

Revolut Is suppose to be a digital bank of sorts but it has gone quiet after some initial press release i am still waiting in line