Jeff Yeo - Seedly
Jeff Yeo

You can ask me about tech. Sharing is caring.

Jeff Yeo

amateur Social contributor at School of social sharing

137Upvotes

About

You can ask me about tech. Sharing is caring.

Credentials

amateur Social contributor at School of social sharing

Jeff Yeo

amateur Social contributor at School of social sharing

137Upvotes
  • Answers (320)
  • Questions (0)
  • Reviews (18)

Shopping

Lifestyle

1) There are bundle offers from telcos that allow the user to recontract yearly to get the newest iPhone at a discount 2) Sell off the older iPhones earlier retails greater value than using it for two years with a combination of point 1 and 2, you see iPhones switching hands yearly

Investments

Savings

Singapore Saving Bonds (SSB)

Bonds

I think it would better to deposit the money into the UOB one acc/ OCBC 360 or DBs Mulitplier rather than continue with SSB. Have you maxed out to the max sum for each of those accounts ? The current SSB returns are not fantastic and time frames are long.

Credit Card

Fresh Graduates

AMEX Singapore KrisFlyer Card

DBS Altitude Visa Signature Card

Miles

Travel

I think it would be better to look at a holistic approach to Credit cards if you got a DBS multiplier acc then It would make sense to get the Altitude card. The Combo would help your acc earn higher int rates if you got OCBC then it might make more sense to get the titanium card basically look at which bank you want to build a relationship with

SeedlyTV EP06

CPF

On the flip side I would recommend not doing the transfer. The cost of housing is long up and the lump sum down payment can be huge. If you transfer the money you might not have enough to pay for the initial down payment. This is especially so so if you are single and plan to buy a condo If you are living with parents and housing is not an issue, you might consider transfering

Savings

Bank Account

- Open a premier banking account with a local bank, buy investment grade bonds at 350K a pop - buy a property locally and overseas - investment into different currencies

Savings

Bank Account

OCBC 360 for The win ! Aside to that I think you should also look at the other accounts out there using the Seedly calculator to judge if there might be a better one based on your lifestyle

Family

Lifestyle

Career

- I read rich dad poor dad - changed the way I thought about money - watched Shark tank - Yes for everyone thinking about starting a business this is awesome 😎 - Most of all I looked at my parent and told myself I needed to have a retirement plan

Investments

General

A few things to setup 1. insurance 2. emgency funds After that you can consider the following to level up your investment knowledge - Nav - Seedly Articles - SGX

Investments

Savings

Stashaway

Singapore Saving Bonds (SSB)

STI ETF

1) track your fees (platform/sales charges/admin fees) 2) track the performance of your investment I think you also think about building the emergency fund Other than that try to build capital and invest in other sort of investments when you understand how it works

SeedlyTV EP03

Family

Lifestyle

Get him to join communities and attend events. Try NAV as well simply to understand and good for beginners https://www.dbs.com.sg/personal/nav/index.page
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