There's Gini, Plato and Spendee.

Many factors to it. Family circumstances, financial situation all play a part. Also depends on what you are doing during the gap year, if you are travelling and exploring, that will give you exposure (but gotta have money first), if you are doing different kind of jobs, that will give you a better understanding of what you really want to focus on doing, or it could also be just spending some time doing volunteering, while waiting for a better job climate. No right or wrong answer. Just a matter of perspectives. Have a rational mind to weigh the pros and cons, as well as bear the consequences if there is any. But of course, if a person take a gap year just to do nothing and sleep at home, then I agree that's absolute nonsense. I think that if a person take a gap year, there must be a good reason to it.

Hahaha if you are free to google SPH deeply, you will realise that as a business, they are backed by the local banks, telcos, universities etc. Finances wise, they will never go down. Simply put, Singapore will not let that happen. But if you are talking about print being taken over, then yes. But they are doing a lot of things to expand their expertise - they fund startups, have accelerator programmes, and are going to digital/online spheres too

Did you intern while completing your degree? Should be able to get some insights from there.

The transparency and ownership of your own money. The convenience that they provide, esp if you are a frequent traveller. There are also different kind of rewards such as cryptobacks if you are interested in getting some crypto. For me I use the Wirex card, I personally like the idea of getting some btc rewards. It really depends on what you are looking for. But to be honest, no harm getting a card to try.

Nope I unfortunately did not. For sanitisers, I managed to get mine from https://www.pramwash.com/ Been using it for a long time for my kids' items so I just simply restocked it.

To be completely honest, I think it's a necessary and essential skill. Not to drive around in a fancy car, but for survival and practical reasons. You could have saved lives in a case of emergency. Imagine you happened to have a car lying around somewhere at home, and a family member fainted. Instead of feeling helpless and had to sort for help, you could have done a lot more on your end to improve the situation.

Most shops like Chrono24 do hold them. Alternatively, if you're really into watches. Try asking people who work as tour guides. They usually have a "sideline" apart from tourguiding, and can get really great deals.

For most of them, the maximum balance you can hold in your wallet is S$5,000 and the maximum amount you can spend from the card is S$30,000 annually. No local ATM withdrawals too.

Tuition! Or be a babysitter. Or if you do have a skill such as photography, coding or design. Take up freelance jobs or part time jobs related to these, it helps to build up your portfolio.