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Jasmine Chye Fong Yee

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Jasmine Chye Fong Yee

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Jasmine Chye Fong Yee

  • Answers (13)
  • Questions (0)
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Career

Education

Hello all, can anybody advise me on what are the normal conditions for a company sponsoring employees for a course?
Jasmine Chye Fong Yee
Jasmine Chye Fong Yee
Level 4. Prodigy
Updated on 20 Sep 2019
It varies company by company. I had a previous employer who would have employees bond for 1 year should a course be 1k and above. Another employer who would have the budget for employees to go on the course so no bonding is required. Some aspects to consider is if you enjoy your job and have any plans on leaving? If you don't enjoy your job, don't let this sponsorship tie you down to the company or it would be stressful in future. Also, would this course benefit you in your current and future progression? Why are you taking the course in the first place? Not sure about any legal aspects, however.
šŸ‘ 1

Wedding

Lifestyle

What are some practical tips for saving money on a wedding?
Jasmine Chye Fong Yee
Jasmine Chye Fong Yee
Level 4. Prodigy
Updated on 16 Sep 2019
Other than considering what you really want/need for your banquet, some other tips if you really have to follow your in-laws or parents' wishes are: - Get your wedding dress from Taobao/qoo10: I got mine for cheap online and no one could tell it was that price. No one remembers my wedding dress anyway 2 years on. - Do you really need an expensive photoshoot? I got a freelance photographer (with good credentials of course) and freelance makeup artist and got the photoshoot that I want for keepsakes. - If you really need to spend, check out credit cards with the best rewards most suitable for you and your partner. E.g. Rebates, Miles or voucher redemption.
šŸ‘ 0

Insurance

Hospitalisation Insurance (H&S)

Should I buy insurance from friends or non-friends?
Jasmine Chye Fong Yee
Jasmine Chye Fong Yee
Level 4. Prodigy
Answered on 06 Aug 2019
I personally bought insurance from a close and good friend. She didn't start out selling insurance and only switched over after a few years of working. I feel that if you buy from a non-friend agent, they might try and earn money from me more (as non-friends will not mind losing me as a connection). If you are worried about being difficult to reject your friends, maybe can take the chance to be more thick skin? Or at least that's what I do. If I feel that the plans are not what I require, I will just reject.
šŸ‘ 0

Family

Lifestyle

Savings

How do you split bills between siblings?
Jasmine Chye Fong Yee
Jasmine Chye Fong Yee
Level 4. Prodigy
Answered on 29 Jul 2019
I personally think the 2nd option here would be good.
šŸ‘ 0

SeedlyTV EP02

Miles

Citi PremierMiles Visa Card

Credit Cards

Is it a waste to redeem citi miles on SQ? Given it has the most transfer partners compared to other banks?
Jasmine Chye Fong Yee
Jasmine Chye Fong Yee
Level 4. Prodigy
Answered on 29 Jul 2019
I know that there are a lot of websites that compares the rates of miles spent per distance and all. Personally though I converted the Citi miles to use for a nearby trip that I would have otherwise felt that it was a waste spending that amount on an SQ flight and felt good about it. So really, do read up on these and see what you feel the most comfortable doing.
šŸ‘ 0

Savings

How do you save up for trips?
Jasmine Chye Fong Yee
Jasmine Chye Fong Yee
Level 4. Prodigy
Answered on 29 Jul 2019
I travel on average twice a year - once at the beginning of the year and another some time after the June holidays. I don't save up for a trip but I do save in general. Depending on my budget and how much I feel I want to spend, I'll set a budget for the trip. While booking a trip, I'll definitely research the heck out of it :) using different websites, cards/ShopBack cashbacks, etc. Hotel/resort websites usually gives quite a good rate+add ons so do check them out as well. Another tip is to try to book your holidays early for an even lower rate - the best would be 6 months ahead. Also, try and avoid the long weekends even though you may have to apply for leaves but you'll definitely save some $$ by avoiding the long weekends.
šŸ‘ 0

General

Credit Cards

How many credit card should somebody have? Any hacks to help one rmb when to pay their bills for credit cards?
Jasmine Chye Fong Yee
Jasmine Chye Fong Yee
Level 4. Prodigy
Updated on 17 Jun 2019
I have 2 - one from OCBC and one from Citibank. I only use the Citibank one however for the rewards points but I don't really like to keep track of so many bills so just left the Ocbc card aside.
šŸ‘ 1

Lifestyle

Shopping

Promo Codes

What is your referral code for iHerb?
Jasmine Chye Fong Yee
Jasmine Chye Fong Yee
Level 4. Prodigy
Answered on 11 Jun 2019
Here's mine: RJF237
šŸ‘ 0

Family

It's Father's Day this Sunday, 16th June! What are some of your father's financial habits that you have modelled after?
Jasmine Chye Fong Yee
Jasmine Chye Fong Yee
Level 4. Prodigy
Answered on 11 Jun 2019
My dad was a taxi driver and his discipline in recording and tallying his "accounts" everyday after work was just amazing. He wasn't well-educated but with his basic knowledge he would record down his earnings and spendings (i.e. petrol costs, repair costs, etc) in notebooks neatly. As a small child, I never knew what he was doing everyday after work and what those notes and numbers were but I understood the importance of this now that I'm working!
šŸ‘ 3

General

What is the most extravagant thing youā€™ve seen someone do?
Jasmine Chye Fong Yee
Jasmine Chye Fong Yee
Level 4. Prodigy
Answered on 03 May 2019
Not sure if this is counted but a friend I know has his kitchen fitted out with full oven, hob, hood and Smeg fridge just coz they look nice even though he doesn't really cook.
šŸ‘ 1
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