Jamie Evans - Seedly
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Jamie Evans

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Jamie Evans

  • Answers (2)
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Investments

P2P Lending

Capital Match

CoAssets

Funding Societies

Minterest

SeedlyTV S1E07

I foresee that there will be P2P platforms closing down because the pie isn't big enough. What makes you think your platform is going to survive?
JE
Jamie Evans
Level 2. Rookie
Answered on 02 Oct 2019
Margins are compressing due to competition. The platforms need to be innovative in terms of origination of assets (see Capital Match’s merger with procurement platform, Sesami). But ultimately, Singapore will be too small a market and overseas expansion is the only card to then play...or become a digital bank for SMEs
👍 1

P2P Lending

SeedlyTV S1E07

Why don't the P2P companies raise seed funding from venture capital or angel investors to put into the P2P loans?
JE
Jamie Evans
Level 2. Rookie
Answered on 02 Oct 2019
I think that some see themselves as platform operators first and foremost, but I agree that the margin would appear sufficiently attractive to employ some ‘proprietary’ funds (there would also be potential informational advantages). This is probably an evolution waiting to happen with the advent of virtual banks and digital banks...
👍 0
Level 2. Rookie
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