You have to do your own homework but i would say that both will burst together in the event of recession. It depends on whether you can hold on for long and whether you prefer dividend yields opposed to capital gains.

https://www.uob.com.sg/personal/invest/unit-trusts/regular-investment.page https://blog.moneysmart.sg/this-vs-that/posb-ocbc-poems-maybank-kim-eng-regular-savings-plans/ no min. $1000 for DBS. yes, generally can pause and stop investing without penalties. https://blog.seedly.sg/regular-shares-savings-rss-plan-faq/ In general i feel UOB's RISP not as strong as DBS and OCBC

I would advise against it. Interest rates can increase dramatically in the event of overheating. $1mil loan at 2% is $20k yearly, $1.667k monthly. Loan at 5% is $4,167 monthly. And if recession hits and one of you or your partner loses the job, would you have the cash cushion to tie over the period or be willing to force-sell the ppty at a huge loss? Go for REITs can bail out anytime using just 1 click.

Can try a few things: Phillip money market fund Singapore government bonds High yield savings accounts like dbs multipler provided you can hit the tier

The only reliable copy trading firm is etoro. Haha

Can i know what range of 3 digits you are looking at? Actually i am thinking of creating those more basic kind of stock investing course as well. Appreciate if you can let me know what you prefer in the curriculum too. Some ideas off my head: - why need to invest - financial jargon - financial ratios & meaning - how to use the tools - common mistakes

Then the same ppl will kb why i cannot use my cpf for big amts like buying property hehhe

To be honest, it really depends on your lifestyle. Even though i am willing to go all the way to scrimp and save to hit the 100k, sometimes your partner may not have the same discipline/mindset as you. For my wife, her family upbringing is where they focus on instant gratification. In the end, me and my wife focus on somewhere in the middle - we do have fun like travel overseas (living in the moment) but also save up prudently by not spending on lavish dining and branded goods.

Go for established ones like Binance, Huobi etc.

Properties, reits and blue chip stocks. They have weathered recessions and will continue to do so... In the long run.