Casey Neistat's Emirates First Class experience (on his Youtube channel) seemed to have taken the spot like a cherry on top for me.

The education industry might be one of them as well considering how in a state of downturn, people constantly look for means and ways to stay relevant. Additionally, our state also supports this industry with its constant advocacy for young learners and in the case for adults, a continuous learning process.

Ask for the waiver after it has been charged, many credit card companies these days utilise an automated system to request for waiver so it has to be charged first theoretically speaking. To prevent myself from forgetting when to make my credit cards monthly due fees and end up having to pay late fees, I always opt for the giro option, saves me the hassle of having to remember when to always pay for my bills!

Was never a firm believer of such concepts because they seemed too cumbersome at first. However, they have this feature now where you can merely add on a Shopback plug-in to your browser. Whenever you visit a website with the availability of a cashback, merely click on the button to activate your cashback. Seems pretty nifty to me!

Below S$400: Standard Chartere's unlimited cashback card

You could check out the University of Colarado's free course for starters https://www.coursera.org/learn/business-intelligence-tools#

Protect your health, accumulate your wealth! They work so differently like a paradox but comes full circle when you talk about life in essence. Studies have shown that a person in better health experiences greater feelings of well-being, including feeling more fiancially secure. Now, I think that's something probably money can't always buy.

Write in or call in to check with them, you never know until you try! On another note, consider generating other forms of income through other sources as well if possible, all the best.

Make sure your parents communicate to you their risk appetite. Before jumping into anything as well, do your research and lastly, never put all your eggs in one basket, diversification minimises potential massive losses.

Cutting your child's allowance would be a form of negative punishment (removing a factor to decrease behaviour). How about considering positive punishment methods (adding a factor to decrease a behaviour)? Examples include additional house chores, more homework etc.