There's one line that my mom shared with me that I will always remember, "You earn money to spend it, when you spend you will be motivated to earn more." She taught me that the mindset shouldn't be "save more" but to "earn more". Maybe it's to justify her handbag buying habits but she's an incredible risk taker and entrepreneur. She took a leap of faith and came to Singapore with my father 23 years back with nothing in her bank account. We lived in a rented room in commonwealth at the start, which took up half of my parents' paycheck. But they worked hard (and smart), my mom eventually opened up her own fashion business and was earning even more than my dad. There were many more smart financial moves that my mom made but her mentality was always to take the risk and not be afraid to spend. (My mom got mad at me once in Paris cause she said I was being very controlling with the things she wanted to buy haha) So here's to this wonderful capable lady, who taught me to spend instead of scrimp!

I think job satisfaction is definitely one of the biggest reason for choosing your job! You will spend most of your time for the next 30-40 years working and to me it’s Super important to love your work. I think you should just go ahead and apply for jobs, no matter what you have more experience than a fresh grad so you don’t have to worry about competition there! All the best and I sincerely hope you’d be able to find a job you love (:

Hey there! I’m the product designer in Seedly, unfortunately, we don’t have the feature for custom categories yet. But we know that it’s a very important feature and will be looking to put it in the app down the road! Sorry for the inconvenience for now :(

I was choosing between the two last month, but I ended up going with Citi because of the sign up reward which was $200 vouche rs (i think either fairprice or taka or capitamall). I don't think UOB was giving out rewards at that time! Also, Citimiles never expire, so no harm getting the card :)

Upvote this lucky cat for good luck good money good fortune in 2019

How about something homemade? I don't think the amount you spend matters (unless she is materialistic then why be with her??). For me the best gift would be a sincere letter, and maybe if you take her out to say, Sentosa to see the sunrise with a picnic basket. Depends on your girl really :P

I think Burpple beyond does not have as many options as entertainer, and for good restaurants (like the atas kind) the 1 for 1 is usually for something that is not the restaurant's speciality or not as expensive. So Entertainer could be more worth but the cons is that they lock you in for one year, while burpple you can just subscribe for the month you are bringing someone out and a lower cost!

Yeah try to clear it asap man. Debts are not good. Maybe you can try to cut down on your expenditure?

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