Huang Yixuan - Seedly
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Huang Yixuan

I am a noob at finance stuff

Huang Yixuan

Product Manager at Seedly

About

I am a noob at finance stuff

Credentials

Product Manager at Seedly

Huang Yixuan

Product Manager at Seedly

  • Answers (48)
  • Questions (36)
  • Reviews (7)

COVID-19

Economics

Huang Yixuan
Huang Yixuan, Product Manager at Seedly
Level 6. Master
Updated 6d ago
Hmm I got D for economics but from my own reasoning Demand for goods and services decreases - people choose to stay in instead of go out, reduction in group gatherings - worries bout recession causes people to go into a “saving” mentality - anything Related to the travel industry gonna have HUGE loss in demand (eg, food, travel tech companies, hotel, flights, tours etc) Inefficient workforce (lower output) - Govt are enforcing work from home/ halt of businesses to continue, and ofc lots of people are getting quarantined - manufacturing, retail, fnb sectors gets affected Result in loss of revenue for many companies, so they need to think of measures to cut cost - lay offs - less pay (eg some companies make workers take 3 months no pay leave) Which will result in people spending even less, and the cycle continues...
👍 2

MileLion

Investments

CPF

Savings

Lifestyle

Stocks Discussion

SG Budget Babe

Career

General

Huang Yixuan
Huang Yixuan, Product Manager at Seedly
Level 6. Master
Answered on 02 Jan 2020
Open a CDP account LOL
👍 1

Savings

Investments

Lifestyle

Insurance

CPF

Stocks Discussion

Career

Huang Yixuan
Huang Yixuan
Level 6. Master
Answered on 02 Jan 2020
Hey! The Seedly Personal Finance Festival 2020 is a one day event packed with simple and actionable content in the areas of Investing, Property, Insurance, Career and CPF by speakers well versed in the finance space. There will be booths, activities and talks. You can check out the full even rundown here: https://seedly.sg/events/personal-finance-festival-2020 Please Enter Promo Code EARLYSEED50 BEFORE Selecting The Ticket to get 50% off!
👍 0

Insurance

Huang Yixuan
Huang Yixuan, Product Manager at Seedly
Level 6. Master
Answered on 26 Nov 2019
Good question, I'm curious as well. I have acquaintances (FAs) coming up to ask me to meet for meals etc but I don't really trust those kind of people...
👍 0

Savings

Loans

Seedly

Credit Cards

Huang Yixuan
Huang Yixuan, Product Manager at Seedly
Level 6. Master
Answered on 14 Oct 2019
Hi! If you open up a "Loan Account" in the second tab of your app, you can set the balance to negative, and subsequently, add "income transactions" to that account to keep track of your loan repayment!
👍 0

Investments

Investment Courses

Huang Yixuan
Huang Yixuan, Product Manager at Seedly
Level 6. Master
Answered on 09 Oct 2019
Hey! Here's a list of investment courses providers and the reviews by users! hope it's helpful for you https://seedly.sg/reviews/investment-courses
👍 1

Insurance

Loans

Shopping

Credit Cards

Huang Yixuan
Huang Yixuan
Level 6. Master
Updated on 26 Aug 2019
Hey there! You might want to check out Seedly Reviews where users leave their experiences with these financial products, https://seedly.sg/reviews/credit-cards All the best!
👍 2

DBS Altitude Visa Signature Card

POSB Everyday Card

DBS Live Fresh Card

Fresh Graduates

DBS Multiplier Account

Credit Cards

Huang Yixuan
Huang Yixuan, Product Manager at Seedly
Level 6. Master
Updated on 22 Aug 2019
Hey! Is this your first card? For me the Live Fresh card is my base card because you get up to $20 cashback on online spend (total $400) and $20 cashback on paywave (total $400), I usually spend using these two methods so most months I can get $40 back. On top of that, for big ticket items like plane tickets or travel accoms I use another miles card to book!
👍 0

Lifestyle

Huang Yixuan
Huang Yixuan, Product Manager at Seedly
Level 6. Master
Answered on 20 Aug 2019
If you want to get the benefits so much why don't you just offer to pay first? Or you can just say you want to rewards so you would like to pay first. Usually, I just let them know and most people don't mind... especially if they are good friends!
👍 0

Finance Savvy

Huang Yixuan
Huang Yixuan, Product Manager at Seedly
Level 6. Master
Answered on 20 Aug 2019
How about Financial Literacy for people of different income brackets? I think it's interesting to find out if family background/environment affects the level of financial literacy and if this leads to a "vicious cycle" eg. the poorer you are the less savvy you are hence worsening your situation. Please update us on what you decided to write in the end! Super interesting!
👍 0
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