Travel. just kidding. No travel, no life. personally, I don’t mind giving up my me time to earn some spare cash. I’m not so particular about whether these side gigs would boost my competencies to the extent that I could get better-paying jobs in future, but these gigs must offer me another dimension of satisfaction other than my main job. For instance, I worked as a travel promoter at NATAS Fair before and earned a non-lucrative, albeit decent, sum of $60 for four hours of work.

Hi there. I applaud you for having the courage to come to terms with your financial situation. i think such courage will help you do whatever it takes to get out of your situation. some ideas i have: 1) is it possible for you to cut back on your allowance to your parents from time to time? now that i am a father, i give my father $100 less on certain moments. if your parents could allow you to cut back for even $50, i think it will boost your morale if you channel that $50 directly towards repayment 2) there is a FB group that advertises part-time work. is it possible for you or your wife to take on some assignments during the weekends? https://www.facebook.com/groups/1687096224851730/?fref=nf 3) is there anything your wife could do to alleviate the pressure on grocery spending? for instance, i spend time doing surveys on this app called milieu. erm, because of my auntie tendencies, i also do surveys for Rakuten Insight Surveys. admittedly, it's slow going before i can gain enough points to redeem supermarket vouchers, but again, it boosts my morale when i use NTUC vouchers to pay for my groceries 4) track your expenses for 3 months using the Seedly app and see where you can cut your expenses. perhaps lower the pocket money you give to your children? David Morgan already suggested to bring your own lunchbox to work. my wife cooks the entire afternoon on Sunday, so i bring my bento to work every Monday to Thursday. every little bit helps stay strong and never give up!

As a teacher myself, i know how hard it is to "give up" on students, especially those with whom you have built rapport and strong connections. can i just say that children are often more resilient than what we give them credit for? i know of students who are coping admirably with fissures in their parents' relationship. they will survive without you, if you don't mind me putting it bluntly just because you're parting ways with them now doesn't mean that your paths won't cross in future. Singapore is so small, lol. i taught a student for a month when she was in Sec 2. after she graduated from sec sch, she went to the same poly i was lecturing at. although i didn't teach her personally, she came to me for help with her assignments, hahaha. this is gonna sound philosophical, but fate plays a part in determining the depth of our relationships with certain individuals also, why not think of this scholarship as a chance to hone your skills so that you sharpen your saw and can impact your future students more effectively ? think of all the competencies and enhanced knowledge you can leverage to excite and enthuse them! all the best!

The first job that came to my mind is airtraffic controller. My Friend doesn’t have a degree but works at this job. Quite highly paid too surgeon? Need steady hands that can do delicate stitching/cutting etc

Milieu & RAKUTEN Insight Surveys - earn money through surveys Partipost - sign up for campaigns and earn money by promoting Brands on your Instagram page Flitto - if you can translate from Chinese to English, you can do translation on the go aside from tuition, why not clean people’s homes for $20-25 per hour? i know WAttention magazine sometimes hires people to give out the magazine to passerby in Orchard Road i know of a Friend who earned money from Google Ads by keeping quite a well-received Wordpress blog money is Everywhere! Let’s invite it into our lives

Hello! i hope this message finds you n your family in a better financial situation as a pri sch teacher, i just wanna say that children r often more perceptive than we give them credit for. it's likely that your son has already felt/noticed the financial strain and tension am reading this book "the art of money" by Bari Tessler. On pg 61, she shared a story about her client. essentially, her client was 8 years old and lent money to her mother who was in a tight financial spot. the client remembers feeling proud and grown-up. just throwing up this idea into the mix of responses here. again from my experience: children want to do what they can to help us adults

Just to add on, why not start a FB or IG page that creates awareness of your baking and provides you a platform for you to consolidate your orders and offer special discounts, etc? this is the FB page regarding the best pineapple tarts i have ever tasted in my life: https://www.facebook.com/Onglaipia1980/ every year, the lady quits her job to concentrate full-time on making these scrumptious pineapple tarts

Don't mind i took the liberty to check out your profile. i think u r doing v well. 19 upvotes from 3 comments and 1 question. as compared to mine (10 upvotes from 27 answers and 1 question). (i'm just bringing up my statistics just for reference purposes - i'm not so competitive. haha) i think u bring ur niche to the table. which is stocks. it seems that seedly forum users are keen to know more about stocks - an area that you are intimately familiar with. if i were u, i would leverage this forte and answer/ask questions mainly related to stocks.

Assuredly yes. doing something to improve your situation beats feeling stuck in a rut. true, taking the coding course could be time-and-energy-consuming, but on the other hand, it may also energise you as you acquire not only coding skills but also the technical jargon that will help you in your work. also, you may also meet people who are in a similar situation as you. or you could meet someone who can serve as a mentor. building connections outside work is priceless. the thing is, you never know until you try, so just go for it. at the very least, you will gain in self-confidence my friends from non-IT backgrounds say that coding is not a passing fad, is here to stay. so i think picking up some Python skills will help you in your career. if not now, then in time to come. gambare!

1) good to start with the end in mind ;) use positive visualisation to fuel your excitement and steel your will in regards to how fulfilling having your own house will feel. This will make saving fun 2) think carefully about which part of the island you want to live in and use PropertyGuru to check out the prices of typical flats. I was born and raised in AMK and would have loved To continue living there, but alas! The prices here too expensive for me 3) set a Budget. i wanted a 4-room flat, was comfortable with paying a maximum of $400k and eventually ended up in Yishun (prices here cheaper than flats in AMK) 4) divide downpayment by 24 months = monthly saving goal. be very clear about how much you need to save in order to reach your goal 5) be kind to yourself. Steps 1-4 will sap a lot of mental and emotional energy from you, so when you have your monthly saving goal, you can then plan as to how you can increase your income and/or reduce your expenses hope you are on your way to owning your house! Life eventually works out more often than not 💪🏽