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Harvey Tan

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Harvey Tan

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Harvey Tan

  • Answers (80)
  • Questions (1)
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Investments

Stocks Discussion

Why is active investing going out of style?
Harvey Tan
Harvey Tan
Level 6. Master
Answered on 15 Dec 2019
Active managers, on average, are not producing the alpha. End of story.
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Investments

Robo-Advisors

DBS digiPortfolio

ETF

Are Roboadvisors better additions to a portfolio in comparison to DIY-ing global ETFs?
Harvey Tan
Harvey Tan
Level 6. Master
Updated on 15 Dec 2019
If you want the ease of investing, i.e. a hands-off approach, going with Robo-adviosirs will make for a better choice since you do not have to bother yourself with 1. ETF selection 2. Rebalancing of your portfolio 3. Reinvesting the dividends 4. Buying and selling of the ETFs 5. and etc.............. If you want the lowest cost possible then DIY makes better sense, since you can choose the ETFs that goes into your portfolio. Remember that robo-advisors does not allow you to choose the ETF that goes into your portfolio. You can only choose your risk profile/tolerance which in turn determine your ETFs that goes into your portfolio and its allocation. I have a financial blog that talks everything about ETF. Do check it out. http://investment-blueprint.com
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Stocks Discussion

Investments

What websites do you visit to get your daily stock market news?
Harvey Tan
Harvey Tan
Level 6. Master
Answered on 09 Dec 2019
Reuters and Bloomberg
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Investments

Stocks Discussion

What ETF should I start with? Should I start with lump sum or monthly investments?
Harvey Tan
Harvey Tan
Level 6. Master
Answered on 09 Dec 2019
You can start by reading my financial blog on ETF https://investment-blueprint.com/ Shameless plug I know!!!! Contrary to the popular belief and to my horror some of the misleading answers posted, ETF is NOT an asset class. ETF is a more optimized investment vehicle than mututal fund / unit trusts.
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Stocks Discussion

Investments

Any recommendations for which hedge fund to follow?
Harvey Tan
Harvey Tan
Level 6. Master
Answered on 07 Dec 2019
Renaissance Technologies -- Medallion Fund
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Investments

AutoWealth

Investment Linked Policies (ILP)

I am currently investing in AutoWealth. Should I diversify my portfolio by investing in ILP such as AXA Wealth Treasures to leverage on Accredited Investors Funds?
Harvey Tan
Harvey Tan
Level 6. Master
Answered on 07 Dec 2019
Based on the information that you have provided, the short answer is no. - You can do better elsewhere. In this day and age, no one should be paying more than 1.5% in the management fee. And your objective of diversification, if ILP is already investing in countries that your Autowealth's portfolio is already investing in, that most probably you will not get any further benefits of diversification. - The probability of you getting better returns from ILP is also very slim . Most ILP invests in funds that are actively managed. And if there is anything that active funds can deliver with a high certainly are their underperformance on average on the whole and still charging investors 1%++.
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Investments

Interactive Brokers

Has anyone transferred funds to Interactive Brokers and not receiving it, even after a long time?
Harvey Tan
Harvey Tan
Level 6. Master
Answered on 10 Nov 2019
If I remember correctly, if you transfer over the weekend, your account will only be credited on the following working day which is a Monday in this case.
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Stocks Discussion

Investments

Savings

STI ETF

ETF

Is 70% SPDR STI ETF and 30% Nikko am Corporate bond ETF considered a safe and stable investment for a beginner?
Harvey Tan
Harvey Tan
Level 6. Master
Answered on 27 Oct 2019
Considering that your risk appetite is not high, you might want to review your asset allocation. Your current asset allocation, using the information you provided, stands at 70% equity and 30% bonds. You might want to par down your equity allocation to around 50%. On a side note, I am starting a financial blog. Do check it out http://investment-blueprint.com
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Investments

ETF

Bonds

Stocks Discussion

What would be a good Bond ETF choice for my investment portfolio?
Harvey Tan
Harvey Tan
Level 6. Master
Answered on 27 Oct 2019
It depends on what is your objective for your bond allocation. If you are looking for an 'absolute safe' option, one that would act as a strong stabilizer in your portfolio, that going with ABF is a good choice. Singapore Government Bonds are the Fort Knox of bonds in my opinion. But note that the yield will not be fantastic. AGGU is a fine choice as well. It is investing in investment-grade bonds across the world. Approximately 65% of its allocation is in government-related entities and the rest is in the commercial sector. The exposure to the commercial sectors should command a higher risk premium and therefore the potential of higher yield. This should up bump up overall fund's yield. Hope this helps. On a side note, I am starting a financial blog. Do check it out. http://investment-blueprint.com
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Stocks Discussion

Investments

Multi Currency Cards

DBS Vickers Securities

SAXO Capital Markets

Savings Accounts

How do you convert SGD to USD to invest in US stock markets with minimum currency loss?
Harvey Tan
Harvey Tan
Level 6. Master
Answered on 19 Oct 2019
Interactive Brokers
šŸ‘ 0
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Level 6. Master
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