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Han Jinyuan Larry

SwimSafer 2.0 Instructor / Lifeguard / First Aider / Lifesaving Instructor / Singapore Swimming Proficieny Award Instructor

Han Jinyuan Larry

Pool Supervisor at Certis

About

SwimSafer 2.0 Instructor / Lifeguard / First Aider / Lifesaving Instructor / Singapore Swimming Proficieny Award Instructor

Credentials

Pool Supervisor at Certis

Han Jinyuan Larry

Pool Supervisor at Certis

  • Answers (30)
  • Questions (0)
  • Reviews (0)

Savings

Lifestyle

Savings Accounts

COVID-19

SeedlyTV S2E02

SeedlyTV S2E01

What's a suggested way to divide up the $600 solidarity budget money? Should I invest it or keep it in a high yield bank account, or use a small portion for living expenses or? What will you do?
Han Jinyuan Larry
Han Jinyuan Larry, Pool Supervisor at Certis
Level 4. Prodigy
Updated on 14 Apr 2020
If you have outstanding credit card, you could consider the $600/- to clear this debt. Can also reduce the interest being charge for outstanding balance. Reduction can improve your Credit Score with Credit Bureau Singapore.
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Insurance

Lifestyle

Investments

Savings

Family

Do Insurance Agents actually disclose their commissions to their clients?
Han Jinyuan Larry
Han Jinyuan Larry
Level 4. Prodigy
Answered on 06 Apr 2020
I got ask before: how much monthly premium is to your commission? For how long? Replied was confidential information. MAS write I can ask, I can know. Reality don’t match Regulations
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Payments

Savings Accounts

What happens if you don't cross your Cheque?
Han Jinyuan Larry
Han Jinyuan Larry, Pool Supervisor at Certis
Level 4. Prodigy
Answered on 30 Jan 2020
If someone pick up a cheque without a name and not cross, they could encash the cheque over the bank counter.
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MileLion

Wedding

SG Budget Babe

What is the best hotel to hold a wedding at for miles accrual?
Han Jinyuan Larry
Han Jinyuan Larry, Pool Supervisor at Certis
Level 4. Prodigy
Answered on 20 Dec 2019
Check the events happening around the hotel before you make your credit card down payment. Let the recent road closure by Standard Chartered Singapore Marathon affecting wedding guests who drive, telling the newly weds they won’t be coming due to the massive traffic jams. Ask the hotel manager what is their plan B for you if various situations happen.
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Investments

Savings

Retirement

Insurance

SG Budget Babe

Stocks Discussion

24 years old, beginning my investment journey! Am I doing too many things at once?
Han Jinyuan Larry
Han Jinyuan Larry, Pool Supervisor at Certis
Level 4. Prodigy
Answered on 20 Dec 2019
You could start SGD100/- monthly at STI ETF with POSB. Another SGD100/- monthly on which blue chip with OCBC BCIP.
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Property

HDB BTO

What are the pros and cons to occupier status that HDB didn't spell out?
Han Jinyuan Larry
Han Jinyuan Larry, Pool Supervisor at Certis
Level 4. Prodigy
Answered on 20 Nov 2019
Https://www.hdb.gov.sg/cs/infoweb/residential/living-in-an-hdb-flat/changing-owners-occupiers/change-of-occupiers/eligibility
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Investments

Why did Vanguard leave Singapore market?
Han Jinyuan Larry
Han Jinyuan Larry, Pool Supervisor at Certis
Level 4. Prodigy
Answered on 20 Nov 2019
Online written selling funds with no distribution costs or adviser commissions as key reasons. https://global.vanguard.com/portal/site/home
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Education

Salary

Career

My pay is at 1.8k/month which I do not expect to increase in the near future. And I have plans to study uni part time next year and it is quite near to my workplace. Should I stay or resign?
Han Jinyuan Larry
Han Jinyuan Larry, Pool Supervisor at Certis
Level 4. Prodigy
Answered on 20 Nov 2019
If you are looking to change career track or working environment, how about lifeguarding? Everywhere in Singapore shortage of lifeguards. Full time or Part Time or Freelance - all are welcome. Some are office hours. Some are rotating shifts. Some you pick the timing you available to work. You need Lifesaving 1 ➡️ Lifesaving 2 ➡️ Lifesaving 3 ➡️ Bronze Medallion Reach out to me or anyone in the lifeguarding community.
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Shopping

Lifestyle

What should I get for my mentor, who is also my colleague, since he is leaving the company?
Han Jinyuan Larry
Han Jinyuan Larry, Pool Supervisor at Certis
Level 4. Prodigy
Answered on 14 Nov 2019
If he or she is old school generation, never give a clock or watch unless the working relationship between you two is fill with hatred to your bones.
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Investments

REITs

Hi! I’m looking for an advisor to help me with my investment in REITs. Any platforms for recommendations as to how I’m going to go about starting?
Han Jinyuan Larry
Han Jinyuan Larry, Pool Supervisor at Certis
Level 4. Prodigy
Answered on 14 Nov 2019
Are you considering OCBC’s Blue Chip Investment Plan? You can directly purchase shares of CapitaMall Trust (CMT) is a real estate investment trust established in Singapore as a unit trust fund CMT invests in income-producing assets which are used for retail purposes primarily in Singapore. Income is mainly derived from rental payments received from a diverse list of approximately 2,600 leases with local and international retailers. https://www.ocbc.com/personal-banking/investments/bcip-counters-list.pdf
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Level 4. Prodigy
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