If you have outstanding credit card, you could consider the $600/- to clear this debt. Can also reduce the interest being charge for outstanding balance. Reduction can improve your Credit Score with Credit Bureau Singapore.

I got ask before: how much monthly premium is to your commission? For how long? Replied was confidential information. MAS write I can ask, I can know. Reality don’t match Regulations

If someone pick up a cheque without a name and not cross, they could encash the cheque over the bank counter.

Check the events happening around the hotel before you make your credit card down payment. Let the recent road closure by Standard Chartered Singapore Marathon affecting wedding guests who drive, telling the newly weds they won’t be coming due to the massive traffic jams. Ask the hotel manager what is their plan B for you if various situations happen.

You could start SGD100/- monthly at STI ETF with POSB. Another SGD100/- monthly on which blue chip with OCBC BCIP.

Https://www.hdb.gov.sg/cs/infoweb/residential/living-in-an-hdb-flat/changing-owners-occupiers/change-of-occupiers/eligibility

Online written selling funds with no distribution costs or adviser commissions as key reasons. https://global.vanguard.com/portal/site/home

If you are looking to change career track or working environment, how about lifeguarding? Everywhere in Singapore shortage of lifeguards. Full time or Part Time or Freelance - all are welcome. Some are office hours. Some are rotating shifts. Some you pick the timing you available to work. You need Lifesaving 1 ➡️ Lifesaving 2 ➡️ Lifesaving 3 ➡️ Bronze Medallion Reach out to me or anyone in the lifeguarding community.

If he or she is old school generation, never give a clock or watch unless the working relationship between you two is fill with hatred to your bones.

Are you considering OCBC’s Blue Chip Investment Plan? You can directly purchase shares of CapitaMall Trust (CMT) is a real estate investment trust established in Singapore as a unit trust fund CMT invests in income-producing assets which are used for retail purposes primarily in Singapore. Income is mainly derived from rental payments received from a diverse list of approximately 2,600 leases with local and international retailers. https://www.ocbc.com/personal-banking/investments/bcip-counters-list.pdf