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Guo Hao Teo

Personal finance enthusiast in Singapore

Guo Hao Teo

Self-Taught Enthusiast at Personal Finance

45Upvotes

About

Personal finance enthusiast in Singapore

Credentials

Self-Taught Enthusiast at Personal Finance

Guo Hao Teo

Self-Taught Enthusiast at Personal Finance

45Upvotes
  • Answers (48)
  • Questions (2)
  • Reviews (1)

Keppel Electric

You can contact them at their support helpline!

Career

Hello there! You should consider why you are not enjoying your role. Usually based on my younger juniors at work i see that in the probation months it is usually a period where you are trying to figure out learning at the start. You may be uncomfortable but that is where you are learning the most. Find mentors and seniors who can help guide you before really quitting to find a new place. If you have less than 3 months at a certain job role, it is not enough time to fully appreciate the scope of it. Hope this helps. :) Hope others can help chime in also!

SeedlyTV EP02

Miles

Milelion

Citi PremierMiles Visa Card

I think i have seen my peers using UOB PPV for apple pay. It gets you 4mpd for apple pay spend. However, it is also unclear when they will change the terms as they always tend to do as well. All the best!

Investments

Guo Hao Teo
Guo Hao Teo, Self-Taught Enthusiast at Personal Finance
Level 4. Prodigy
Answered on 03 Oct 2019
I made a loss of around $5,000 when my brother recommended me a penny stock which I invested in based on a stock tip. That was sometime back when I was in my university days. Ever since then, I have stuck to investing for the long game and that you should never invest based on just tips or ideas from friends/family. Stick to blue-chip, index funds, and ETFs.

Revolut

Multi Currency Cards

Guo Hao Teo
Guo Hao Teo, Self-Taught Enthusiast at Personal Finance
Level 4. Prodigy
Answered on 03 Oct 2019
I believe REVOLUT has already started onboarding their first users to the platform. Slowly, more waitlist customers are getting their cards and starting to use it already.

Multi Currency Cards

Revolut

Guo Hao Teo
Guo Hao Teo, Self-Taught Enthusiast at Personal Finance
Level 4. Prodigy
Answered on 03 Oct 2019
I was on the waitlist for a while (following this space in EU and UK), but based on what my friends have shared, yes, you can use Revolut for retail purposes as well. If I am not wrong it is like a normal VISA contactless card which you can use like PayWave etc. Just read this piece by the Seedly team here: https://blog.seedly.sg/singapore-multi-currency-wars/

Cryptocurrency

Investments

Guo Hao Teo
Guo Hao Teo, Self-Taught Enthusiast at Personal Finance
Level 4. Prodigy
Answered on 03 Oct 2019
This is a very good question, I'm wondering the same now. Do people still own cryptocurrency and actually, anyone here bought crypto during the winter period (which is now)? I'm personally leaning on the fence that this is a huge Ponzi scheme.

Robo-Advisors

Investments

Guo Hao Teo
Guo Hao Teo, Self-Taught Enthusiast at Personal Finance
Level 4. Prodigy
Answered on 01 Oct 2019
Have they actually launched yet? Previously based on what I know they were in a beta? And also then, the fees they were charging was also quite high cos they were using Unit Trusts.

Finance Savvy

Expenses Tracking

Guo Hao Teo
Guo Hao Teo, Self-Taught Enthusiast at Personal Finance
Level 4. Prodigy
Answered on 01 Oct 2019
You can consider this one called YNAB - you need a budget. Last time it was pretty popular, then I used Seedly for local accounts for auto tracking... Until the DBS issue happened, then I started using OCBC to track on the app. If you want an export function, I think Seedly does not have. Maybe you can consider Pocket Expense?
Guo Hao Teo
Guo Hao Teo, Self-Taught Enthusiast at Personal Finance
Level 4. Prodigy
Answered on 01 Oct 2019
I think you can compare Instarem and Transferwise? These two seem to get a better exchange rate than normal banks. However, CIMB may be running a promotion on the SG MY transfer? Since they are a Malaysian bank
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Level 4. Prodigy
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