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Grace Lim Yan Zhen

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Grace Lim Yan Zhen

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Grace Lim Yan Zhen

3Upvotes
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Salary

Investments

Savings

Loans

Grace Lim Yan Zhen
Grace Lim Yan Zhen
Level 2. Rookie
Answered 6d ago
You are definitely on the right track. Since your loan is 0 interest rate, you can take the time to clear your loans. The 3 month of emergency fund is also the right choice. Do not need to put any emergency fund. 3 months is sufficient. What you can do is invest more. You can put more in saving plan, Varga investment and S&P index. For S&P Index, you can go search on Money course leveraging S&P index Group by Warren Buffett 2013. Hope that this will help you :)

Investments

Stocks Discussion

REITs

Grace Lim Yan Zhen
Grace Lim Yan Zhen
Level 2. Rookie
Answered 2w ago
First thing first is get yourself educated like learn first. For example, some people save 500 dollars want to invest money, I think that is foolish because 500 dollars even they make like 10% if they don't have the right education or the right way then they will end up wasting 500 dollars because they are eager to invest. So instead of investing, they should invest in education. Because education gives us leverage, should not immediately push the stone but build the leverage so the 500 dollars can use it in educating yourself, learn what is investing and trading about. Spend the whole 500 dollars to learn. A lot of people, once they have the money they will start to invest in REITs, trading and all these things which end up losing all the money. Instead, you should invest in yourself first. Focus on investing in yourself and get yourself leverage first.
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