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Gabriel Tham

Ultimate Keyboard Warrior. Please upvote me.

Gabriel Tham

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Tag Team Member at Kenichi Tag Team

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Ultimate Keyboard Warrior. Please upvote me.

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Tag Team Member at Kenichi Tag Team

Gabriel Tham

Top Contributor

Tag Team Member at Kenichi Tag Team

  • Answers (1174)
  • Questions (314)
  • Reviews (28)

COVID-19

Personal Finance 101

1. Downgrade to HDB rental 2. Faster find a full time or part time job that has enough cash flow to sustain the lifestyle 3. Ask and pray for rental waiver. Though not likely since the landlord of the condo has to pay the mortgage too. These are not easy to swallow but this is the reality. This is the real situation of the economy.
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Lifestyle

General

U can buy games, movies ! Some paid games are really good...
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Investments

Stocks Discussion

Promo Codes

Please use my invitation code!! https://www.tigersecurities.com/accounts?invite=AIC1TL
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Smartly

Robo-Advisors

Investments

Just received an email from Smartly: Thank you for investing with Smartly. We are writing to inform you that we have taken the difficult decision to cease Smartly’s operations in Singapore. As you may know, competition in the digital investment advisory space is intense and maintaining a high service standard on the platform has been challenging. Despite initially contemplating core platform improvements, strategic corporate considerations by our parent company, VinaCapital Group Ltd, ultimately guided our decision. Smartly is a brand of VCG Partners Pte. Ltd. (“VCG”), which is regulated by the Monetary Authority of Singapore (“MAS”). Accordingly, VCG has notified MAS of its decision to cease Smartly’s operations. Please note that no action is required on your part, although do note that you will no longer be able to log in to your Smartly account from 18th April 2020 onwards, which also coincides with the official date of your account closure. Should you desire to receive digital advice from another service provider, we have reached an agreement with Asia Wealth Platform Pte Ltd (AWP); which has kindly agreed to offer Smartly customers a 50% management fee discount for the first 6 months, up to the first SGD50,000 invested for new customers on its StashAway platform. Please click on this link if you are interested in opening an account to be entitled to this offer, which is valid until the end of April 2020. Please note in relation to the above special promotion with AWP, VCG is not permitted to give advice on the suitability of any related investment product or market any collective investment scheme as an introducer and AWP is the party giving advice on its Stashaway Platform. VCG may be remunerated by AWP for each referred customer that proceeds to invest on the StashAway Platform. VCG will disclose the amount of the referral remuneration it receives from AWP in respect of your referral if requested by you. If you have questions about any of the above or another matter(s) relating to your account, please contact us at [email protected](mailto:[email protected]) or via telephone at +65 6332 9081 / +65 6332 9084. Once again, we appreciate the trust you placed in Smartly and wish you continued success as you invest for your future. Yours sincerely, Richard Martin, Head of Operations VCG Partners Pte. Ltd.
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DBS Vickers Securities

Investments

Cash upfront does not have fall below fees or minimum balance required. BUT your bank's savings account would have a fall below fee or minimum balance requirement. Check which saving account you opened and check the fees.
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COVID-19

Stocks Discussion

Investments

Hotel and Hospitality REITs. No tourists, hotels cannot fill their rooms. Even staycations for locals are not working because everyone is afraid. Cruise ship stocks. Who dares to take cruise now with so many cruise ships becoming a hot bed for the virus to spread.
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COVID-19

Investments

Robo-Advisors

ETF

StashAway

Syfe

If you have a long term holding period 10 years or more, then you should consider to take advantage of lower prices now.
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Investments

CPF

You have to use a local broker, link the local brokerage with your CPF investment account number. Then once its done, simply select CPF as the payment mode when you are keying in your order.
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Stocks Discussion

OCBC Securities iOCBC

Investments

It probably means that only sell orders will be allowed. Too many people are buying it and probably not enough scripts to allocate for the buy. What were you trying to buy? Was it CFD, futures or some DLC? I don't think a normal stock will have this issue.
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Investments

Interactive Brokers

Stocks Discussion

You need market access to the US markets, complete W8BEN form, then fund your account.
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