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Gabriel Tham

Ultimate Keyboard Warrior. Please upvote me.

Gabriel Tham

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Tag Team Member at Kenichi Tag Team

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Ultimate Keyboard Warrior. Please upvote me.

Credentials

Tag Team Member at Kenichi Tag Team

Gabriel Tham

Top Contributor

Tag Team Member at Kenichi Tag Team

728Upvotes
  • Answers (942)
  • Questions (62)
  • Reviews (21)

STI ETF

Regular Shares Savings Plans (RSS)

Yes it does pay dividends. Dividend source for the ETF is the underlying companies that the ETF contains.

Stocks Discussion

If you are Singaporean Tax resident, it depends on if you need an income. Example of things that would require an income are taking a home loan, car loan, applying for a credit card. You can choose not to declare too. Singapore does not tax any capital gains or dividends from trading activities.

Investments

Retirement

Options is more complicated than forex. You can read more here : https://www.investopedia.com/terms/o/option.asp There are many many option strategies and terms and not just technical charts.

Investments

Savings

Lifestyle

Maybe try fixed deposits? safe and protected by SDIC

Shopping

Lifestyle

Because of the hype! Go android! Cheaper phones, easily change between brands!

Stocks Discussion

Investments

Bank Account

Retirement

Savings

I am assuming your Invest Saver is investing only in STI ETF and ABF Bond ETF. Then, in this case, a globally diversified ETF portfolio from StashAway and Syfe, with rebalancing and Dollar cost averaging would probably yield better returns.

Credit Card

Gabriel Tham
Gabriel Tham
Top Contributor

Top Contributor (Aug)

Level 8. Wizard
Answered 3d ago
It depends. If your spending is very little, you can just use a DBS credit card. There is also no minimum spend for the credit card category of the Multiplier account. Or you can consider the Standard Chartered e$aver account. It has a lower minimum deposit of $1000.

DBS Vickers Securities

Bank Account

Investments

Gabriel Tham
Gabriel Tham
Top Contributor

Top Contributor (Aug)

Level 8. Wizard
Updated 4d ago
Cash account allows you to purchase a stock without putting up cash beforehand. You will still have to pay on T+3, where T is the transaction date. This account provides you flexibility for short term trading as you do not need to put up a cash deposit. This also means that commissions are higher. Cash Upfront means that you have to deposit money into your account before you can purchase stocks. Your buying power is also limited to how much you deposit into your trading account. This also means that you get to enjoy lower commissions.

Loans

If you really have to, you would need to compare the Effective Interest Rates and any admin fees. And always remember to pay back on time. Any delay will cause the interest to snowball out of control.
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Level 8. Wizard
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