Hi I would like to agree with Kenneth. Going with an open mind would be great and just thinking in all the information from the insurance agent. Ask questions along the way and clear your queries with the agent. I am an agent myself and I always ask my clients "What do you know about insurance?" so that I can gauge what to cover in our appointment because different people have different perceptions of insurance. Be as honest and open about your finances to your agent so that he has the correct amount to propose what is best for your situation. Don't feel pressured to sign anything on the spot (it shouldn't be the case) but have the urgency to really think through and clear your queries with the knowledge you have. If you feel the agent is honest, trustworthy and gives very great advice, then go ahead with the policies with him/her. He has done his work to serve your insurance policies. If you need a second opinion, feel free to drop me an email [email protected]
Disclaimer - I'm on Seedly on a pro bono basis because I feel people should be more educated in their insurance planning and wanted to address some questions on a public forum so that other visitors can learn too.