Gabriel Lee

Serving National Service till May'20 followed by pursuing a degree in Computer Science at Nanyang Technological University

Gabriel Lee

191Upvotes

About

Serving National Service till May'20 followed by pursuing a degree in Computer Science at Nanyang Technological University

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Gabriel Lee

191Upvotes
  • Answers (370)
  • Questions (2)
  • Reviews (12)

Bank Account

General

Gabriel Lee
Gabriel Lee,
Level 6. Master
Updated 2w ago
Hey, you can have 2 accounts, e.g. DBS/OCBC and CIMB FastSaver. For me, I use DBS Remix Savings account (DBS Visa Debit Card) for my expenses and CIMB FastSaver for my life savings/emergency funds. I chose DBS simply because of convenience as they have more ATMs around Singapore, but I think OCBC is pretty good too and offers a slightly higher interest of 0.4% for their FRANK account 0.05% for DBS. Closed down my POSBkids account and moved all of the funds to CIMB FastSaver to enjoy the 1% interest which I feel will make quite a difference especially in the long run since there's quite a big sum in there. The CIMB FastSaver doesn't have an ATM card so it's better to retain and use your DBS/OCBC account to withdraw money via ATM even though we can pay by card these days. You can easily use FAST transfer to move money from CIMB to your expenses account for free and instantly so you can have a peace of mind too.

Savings

Gabriel Lee
Gabriel Lee,
Level 6. Master
Updated 3w ago
You can consider CIMB FastSaver which gives 1% interest, Singapore Savings Bond which gives slightly over 2% interest, Fixed Deposits (1.90% for 12 months with CIMB) or the new product as suggested by Kenneth - Etiqa Elastiq!

Lifestyle

Gabriel Lee
Gabriel Lee,
Level 6. Master
Updated 3w ago
2018 - Enlisted into National Service, 1 year & 5 months more to ORD - Travelled to Vietnam, Taiwan, Thailand & Indonesia !
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Career

Savings

Investments

Credit Card

Lifestyle

Gabriel Lee
Gabriel Lee,
Level 6. Master
Updated 3w ago
- Continue budgeting and managing my finances consistently - Diversify my investment portfolio - Help my friends & family members make smarter financial decisions

Lifestyle

Gabriel Lee
Gabriel Lee,
Level 6. Master
Updated 3w ago
I enrolled with BBDC but the process should be similar. As Tat Tian has shared, start booking the dates asap to secure the slots first. But of course, make sure to cross check with your schedule to ensure that you can make it for those dates otherwise it might be a hassle to change later on. Basic Theory Test - Final Theory Test - Practical Test The theory tests should be pretty easy to pass. Just read the highway code books and do some sample quizzes which can be found online for free. A few tips for the practical test/driving from my instructor - If the tester taps the dashboard while in the circuit, just jam and step fully on the brakes - Always signal and check your mirrors & blind spot(s) before moving off (Exaggerate it, literally turn your head around to check) - Always stop before turning even if you don't see any vehicles or pedestrians All the best!

Investments

Gabriel Lee
Gabriel Lee,
Level 6. Master
Updated 3w ago
Hey, you can consider using CIMB to do so as it offers free instant funds transfer between your Singapore and Malaysia account with no service fee. It also guarantees a good exchange rate! Check it out here - https://www.cimbbank.com.sg/en/personal/banking-with-us/services/sg-my-cross-border-convenience.html

Career

Lifestyle

Gabriel Lee
Gabriel Lee,
Level 6. Master
Updated 3w ago
Are you truly passionate about serving the nation? No doubt that both the career progression and pay package is there, but if you have no passion, you'll suffer eventually especially in the long run as you'll be bound to the contract term. I find it pretty ironic when they give their career talk as they'll say "Don't sign on just for the money", but the content that they're sharing is mostly on the pay package and bonuses.

Family

General

Gabriel Lee
Gabriel Lee,
Level 6. Master
Updated 3w ago
Here's an interesting article published recently in relation to this question - https://www.channelnewsasia.com/news/singapore/singapore-invisible-people-in-class-conscious-society-10918552?cid=FBcna

General

Gabriel Lee
Gabriel Lee,
Level 6. Master
Updated 3w ago
Under "View Accounts", you can add your bank account and sync the transactions. You select your bank and login using your iBanking credentials, then just sit back and relax while it's synchronising. After that, you can view/analyse your expenses/income as it will categorise each transaction automatically. You can also many add and categorise transactions under "Add Transaction". On top of these, you can also do budgeting and view your monthly cashflow report. Here's an introduction of Seedly's app: https://www.youtube.com/watch?v=q3KqGgZ7TEc Google Play Store: https://play.google.com/store/apps/details?id=sg.seedly.pa&hl=en_SG App Store: https://itunes.apple.com/sg/app/seedly-personal-finance/id1128637461?mt=8

AMA 1M65

Family

Savings

Gabriel Lee
Gabriel Lee,
Level 6. Master
Updated 3w ago
It makes the home more lively, but you'll incur higher expenses from daily necessities to future school fees
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Level 6. Master
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