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Gabriel Lee

Serving National Service till May'20 followed by pursuing a degree in Computer Science at Nanyang Technological University

Gabriel Lee

About

Serving National Service till May'20 followed by pursuing a degree in Computer Science at Nanyang Technological University

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Gabriel Lee

  • Answers (374)
  • Questions (2)
  • Reviews (20)

Promo Codes

Revolut

Gabriel Lee
Gabriel Lee
Level 8. Wizard
Answered on 04 Nov 2019
Https://www.revolut.com/en-SG/referral/gabriev1pd!G10D21

Investments

Stocks Discussion

Gabriel Lee
Gabriel Lee
Level 8. Wizard
Updated on 14 Aug 2019
Never invest in something you don't understand. Do consider looking into other alternative investing platforms which are more reputable instead!

Investments

Robo-Advisors

Promo Codes

StashAway

Gabriel Lee
Gabriel Lee
Level 8. Wizard
Answered on 07 Jul 2019
Https://www.stashaway.sg/referrals/gabriellznj

Electricity Market

General

Family

SeedlyTV EP08

Gabriel Lee
Gabriel Lee
Level 8. Wizard
Answered on 29 Jun 2019
Yes, you should definitely make the switch as there'll be a significant amount of cost savings in the long run. Assuming you use an average of 400 kWh per month, based on the rates offered by SP vs another electricity provider (Geneco): 1. SP: 400 kWh x $0.2279 per kWh = $91.16 2. Geneco: 400 kWh x $0.1778 per kWh = $71.12 Cost Savings = $20.04 Should you make the switch, the total cost savings per month would amount to $20.04 (~22%). Multiply that amount over 12 months and you'll be able tosave $240.48 which can be used for other expenses. For me, I signed up with Geneco due to it's competitive rates at $0.1778 per kWh and hassle free transition and billing (recurring credit bill payment). Feel free to utilise the following promo codes if you're planning to make the switch! Do not hestitate to ask any questions to clarify your queries! - $20 Rebate: 90400266 - $68 Rebate: GET68 - Other bank rebates available too (e.g. AMEX $40)

Geneco

Electricity Market

Gabriel Lee
Gabriel Lee
Level 8. Wizard
Answered on 29 Jun 2019
Yes, you are allowed to set up a recurring bill payment via GIRO or credit/debit card. Just log in to your account via the Geneco portal and select Recurring Payment on the left! !
Answer image preview

Bank Account

General

Gabriel Lee
Gabriel Lee
Level 8. Wizard
Updated on 12 Jun 2019
Hey, you can have 2 accounts, e.g. DBS/OCBC and CIMB FastSaver. For me, I use DBS Remix Savings account (DBS Visa Debit Card) for my expenses and CIMB FastSaver for my life savings/emergency funds. I chose DBS simply because of convenience as they have more ATMs around Singapore, but I think OCBC is pretty good too and offers a slightly higher interest of 0.4% for their FRANK account 0.05% for DBS. Closed down my POSBkids account and moved all of the funds to CIMB FastSaver to enjoy the 1% interest which I feel will make quite a difference especially in the long run since there's quite a big sum in there. The CIMB FastSaver doesn't have an ATM card so it's better to retain and use your DBS/OCBC account to withdraw money via ATM even though we can pay by card these days. You can easily use FAST transfer to move money from CIMB to your expenses account for free and instantly so you can have a peace of mind too.

Savings

Gabriel Lee
Gabriel Lee
Level 8. Wizard
Updated on 07 Jun 2019
You can consider CIMB FastSaver which gives 1% interest, Singapore Savings Bond which gives slightly over 2% interest, Fixed Deposits (1.90% for 12 months with CIMB) or the new product as suggested by Kenneth - Etiqa Elastiq!

Lifestyle

Gabriel Lee
Gabriel Lee
Level 8. Wizard
Updated on 07 Jun 2019
2018 - Enlisted into National Service, 1 year & 5 months more to ORD - Travelled to Vietnam, Taiwan, Thailand & Indonesia !
Answer image preview

Career

Savings

Investments

Credit Card

Lifestyle

Gabriel Lee
Gabriel Lee
Level 8. Wizard
Updated on 07 Jun 2019
- Continue budgeting and managing my finances consistently - Diversify my investment portfolio - Help my friends & family members make smarter financial decisions

Lifestyle

Gabriel Lee
Gabriel Lee
Level 8. Wizard
Updated on 07 Jun 2019
I enrolled with BBDC but the process should be similar. As Tat Tian has shared, start booking the dates asap to secure the slots first. But of course, make sure to cross check with your schedule to ensure that you can make it for those dates otherwise it might be a hassle to change later on. Basic Theory Test - Final Theory Test - Practical Test The theory tests should be pretty easy to pass. Just read the highway code books and do some sample quizzes which can be found online for free. A few tips for the practical test/driving from my instructor - If the tester taps the dashboard while in the circuit, just jam and step fully on the brakes - Always signal and check your mirrors & blind spot(s) before moving off (Exaggerate it, literally turn your head around to check) - Always stop before turning even if you don't see any vehicles or pedestrians All the best!
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Level 8. Wizard
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