Eveline Lau - Seedly
Eveline Lau

Eveline Lau

52Upvotes

About

Credentials

Eveline Lau's credentials are not filled up yet.

Eveline Lau

52Upvotes
  • Answers (21)
  • Questions (0)
  • Reviews (4)

Career

Eveline Lau
Eveline Lau
Level 5. Genius
Answered on 18 Jun 2019
It depends on what do you mean by "good". There are many tiers of scholars but the general outline is that if you're a scholar, the career endpoint is already set for you and you'll definitely reach there unless you go rogue. For the first few years, you'll be made to rotate from ministry to ministry. It's mainly for the higher-ups to see where do you fit in better but take the chance to explore and see what fits you too. There's no guarantee that you'll get what you want in the end but at least you could try to appeal to your bosses. Regardless the role and ministry you're in, you're set to move up. And faster than any of your peers. You're also set to go for further studies (with scholarship again, of course) to prepare you towards public policy. Depending on the scholarship you're on now (study local uni vs overseas uni), we may see you on TV one day :p As you can see, the scholarship basically lays a red carpet for you all over public sector. Naturally with the fast progression, you'll see the money roll in. You will also get many opportunities to learn and contribute to the society. If you have the interest and passion towards that, it's definitely a "good" investment. However, if you hate doing what you do, you hate the red tape, I would say that it's a "not worth it" investment. But you have to option to leave once your bond is up. Either way, it's never a "bad" investment in my eyes.

Investments

Savings

Eveline Lau
Eveline Lau
Level 5. Genius
Answered on 10 Jun 2019
$100k by the age of 30 (excluding CPF) is realistic but it depends on several factors: - how much does one earn a month? - how is one's monthly expenditure / lifestyle like? - what commitment does one has? - does one have the discipline to alter unfavorable aspects of one's life in order to achieve the $100k goal? Generally, if your starting pay from graduation is ~3 grands / month, you don't splurge on luxurious items nor foodfare (e.g. Starbucks/boba every day), has decent discipline to save at least $400 a month, one should be able to hit that goal without extreme difficulty. Of course, the more you can earn (+save), the faster you can achieve that goal.

Career

Eveline Lau
Eveline Lau
Level 5. Genius
Answered on 10 Jun 2019
Don't really understand your question of "highly value" skilled jobs - highly valued skilled jobs or high-value skilled jobs? They would mean different things. If you're talking about more labourous kind of skilled jobs, you'll need a license and they can be high risk (e.g. compromise on health or safety). If you're talking about non-labourous ones, you'll need to be at least educated at the tertiary level on it (e.g. graduated from medical school to be a doctor, law school for a lawyer). Tuition teachers can earn quite a bit of money but in order to be one that can rack in the money, you'll need to be a MOE-certified teacher, meaning you would need to have studied in and graduated from NIE. Studying in NIE comes with a 5-year bond, which you'll need to serve by working as a teacher in a public school. The money comes with sacrifice, just in which form :p

Giveaways

Lifestyle

Eveline Lau
Eveline Lau
Level 5. Genius
Updated on 07 Jun 2019
“You graduated liao ah?” Literally every relative asked me this after we shook hands. I bet they don‘t even know what I studied! P.S. really hope I can win this! I've never tried Hai Di Lao before....

Savings

Lifestyle

Eveline Lau
Eveline Lau
Level 5. Genius
Updated on 07 Jun 2019
I'm not well versed in investment so I'll focus on the small little things about saving, which people tend to overlook. Hope this can help somebody. 1. Save with high-interest saving accounts If you draw a regular monthly salary, there are many options - UOB One, DBS Multiplier, OCBC 360. Choose one that matches your spending pattern the most. Otherwise, you may also consider POSB Cashback Bonus. Salary is just one of the components, which would potentially make this account attractive to freelancers, housewives, people with income less than S$2,500 etc. 2. Pay yourself first Always set aside a portion that you intend to save when you get your pay (or allowance, if you're a student) before you do anything else. 3. Pay your credit card bills on time This is the kind of interest that you DO NOT want to have! 4. Skip ordering a drink to compliment your meal (or after meal) A can of drink doesn't cost much (

Career

Savings

Investments

Credit Card

Lifestyle

Eveline Lau
Eveline Lau
Level 5. Genius
Updated on 07 Jun 2019
Learn how to do investment so that I can do more than just fighting against inflation _<

Career

Lifestyle

Eveline Lau
Eveline Lau
Level 5. Genius
Updated on 07 Jun 2019
I don’t see a reason why either of you has to quit the company yet because: 1. You guys are not even dating yet! 2. Your company’s HR policy doesn’t prevent people from dating one another (but you should check if HR policy allows married couple to be in the same department because may have conflict of interest, if this is intended to be a serious relationship) 3. I’m assuming both of you are mature enough to not be venting work anger on each other (or you guys won’t be dating each other) 4. If you succeed in making this girl your girlfriend, you should discuss this with her and make a decision with her consideration instead of brainstorming this and try to tell her that quitting is the best option (vice versa) Before you think so far into the problem, I would suggest you think about the following instead: A. Will she really turn from “potential” to “official” (otherwise you’re just wasting time daydreaming) B. What is your goal for this relationship? Marriage? Or steady first then see how? (See Point 2) C.Do you know where to draw the line between work and personal at your workplace. E.g. don’t spend too much time a day skype-ing her, don’t do too much skinship D. If you can “bring work home” or not. If you can do it, the chances of her doing it will be much lower because she will reflect what you do. E. Can you work with her professionally if this relationship doesn't work out? You can hope for the best for the relationship but be prepared for the worst too. If you can’t be prepared, I would suggest to approach with caution. Things may get ugly if it doesn’t work out. Hope this helps.

Family

Lifestyle

Eveline Lau
Eveline Lau
Level 5. Genius
Updated on 07 Jun 2019
I’ve not reach that stage of life but from a practical point of view, the following classes would be useful. But the key thing is to actually excel at one of them. 1. Sports - swimming / tennis / badminton These sports can be done individually and when you excel at it, it’s a golden ticket to any school of your choice via DSA as they’re always in demand, especially the top schools. 2. Music Piano is only useful if you are good enough to win something at at least national level because not many schools have piano ensemble and many people can play the piano. Similarly for violin. In this aspect, brass and woodwind instrument are better. Nonetheless, I’ve heard that learning music trains the brain so you might want to consider sending your kid for it anyway. 3. Dance Ballet and contemporary dance are common for DSA. Know “interesting” forms of dance like hip hop are not considered as “know how to dance” in the eyes of the schools. 4. Coding Digital World is the way forward, enough said. Personal opinion is to start as early as you can, as kids absorb knowledge and skills really fast and he/she resists one particular class, there‘s still time to try out other classes till you find one that he/she enjoys. Also, CCAs start as young as P3; if your kid has several years of experience prior to that, the chance of entering the school team is much higher. I was scouted into the school team before CCAs was made available for my year because of my experience. Being in the school team and winning medals look fancier as track records!

Career

Salary

Education

Eveline Lau
Eveline Lau
Level 5. Genius
Updated on 07 Jun 2019
First thing - what about it are you finding it hard to cope? Financial? Stress? I’m currently taking part-time Masters in NUS (just for reference on the amount of stress, lol) and working full-time as a professional. Seeing that I’m almost graduating, I think the points below worked quite well and may help you survive alright: 1. Overload your semesters For my programme, I’m expected to take 10 modules in total and complete the programme in no more than 3 years. Having a good spread would mean taking 2 modules for 5 semesters. However, I chose to do it in 4 semesters by overloading 2 semesters with 3 modules. This helped me to save 1 semester’s school fees and also there is a Chinese saying, 长痛不如短痛。The more you spread the your modules, the more likely you’ll feel the inertia to study. The intensity will set you into grind mode and before you know it, the programme is over and you’ve graduated! 2. Choose your modules wisely If your programme allows you to choose modules, use your first semester‘s results to have a good gauge as to which kind of subjects you fare better in. Take more of those modules, if that is also your interest. The more interest you have in a module, the more likely you’ll want to understand the concepts and hence, fare better at it. 3. Make friends Making (capable) people as friends is definitely beneficial. Project? No problem, just group with them. You can ride the wave (but please contribute, don’t leech!) by learning from them. Individual assignment? No problem, you can consult them or compare answers with them. Additional plus is you won’t be attending lecture alone, how fun! 4. Study ahead Personally, I’m bad at this because my job makes me work OT all the time. But studying in advance and regularly gives you time to digest concepts, ask people if you don’t understand and also do practice papers. You’re less likely to to feel last-minute stress, which is counterproductive. 5. Set your mindset right There‘s a Chinese idiom, 先苦后甜. Work hard now to enjoy the fruits later. Be fixated on this and you’ll unlikely fall for temptation to laze your weekends away. 6. Plan activities after exams Gathering with friends, holiday trip... Anything that floats your boat. Plan it in advance (during ”school holiday” or at the start of the semester) and you can use that to carrot your way through the semester. With something to look forward to, every semester is more bearable! Best of luck with it! It’s actually not as scary as you think it is :)

Family

Career

General

Eveline Lau
Eveline Lau
Level 5. Genius
Answered on 23 Apr 2019
As much as possible, ceteris paribus. Even though people say that money can't buy happiness, money can help you settle a lot of problems (e.g. housing, study debt) and pay for things that make you happy (e.g. holiday, food). But this is on the basis that the wealth doesn't come in exchange of your health or time. Of the 3 aspects, wealth should have the lowest priority. You can (theoretically) achieve happiness without wealth, but you cannot enjoy happiness if you don't have health and time.
Load more questions
Level 5. Genius
52UpvotesGoal 100
48 UPVOTES TO LEVEL UP
Browse Rewards