You can do those that require low cost or no cost to get started such as Tuition or Buy sell stuff I wrote an article previously on "9 Ways To Make Extra Money in Singapore While Keeping Your Day Job" You can read it here below http://justbeingernest.blogspot.com/2019/03/Make-Extra-Money-in-Singapore4.html

I used Maybank eVibes Card when i was a student. Gives you 1% cashback. https://info.maybank2u.com.sg/personal/cards/credit/credit-card-for-student-evibes.aspx There is also DBS Live Fresh Student Card. Gives you 0.3% cashback. https://www.dbs.com.sg/personal/cards/credit-cards/live-fresh-dbs-visa-paywave-500-card I would go for DBS Visa Debit Card if you are going to spend more than $400 a month. Gives you 3% Cashback. https://www.dbs.com.sg/personal/cards/debit-cards/dbs-visa-debit

Before taking the plunge, you might want to look at asking yourself these questions. - Will i have the passion to do this for the next 5 years? - If my youtube account suddenly closes down, will i have enough money to tide me over? (6 months emergency money) - If i can do this youtube channel part time while maintaing my full time job, why not do both rather than quit the job?

Hi Vanessa, glad you asked this questions as i actually wrote an article about simplygo vs Ezlink rewards recently. Links is here http://justbeingernest.blogspot.com/2019/05/simplygo.html I am leaning more towards simplygo due to the convenience of not having to do topup at the topup machine. In terms of rewards wise, you will need to look at what rewards do you prefer. If you prefer rewards that are seamless and automatic, then do switch to Simplygo as they are usually given as cashback, points, miles or rebates. If you prefer the rewards from Ezrewards such as lazada, starbucks or food republic, then do use Ezlink for your transport instead. Wrote an article about Ezrewards benefits here too. http://justbeingernest.blogspot.com/2018/02/ez-link-mobile-app.html

1) if you are going to spend big, apply for a credit card via gobear/singsaver/moneysmart Go for those that are giving free money or rewards for sign up bonus 2) ensure that you have a list of items that you want to buy 3) find the products from the various shopping sites and track the url of these products 4) look for banks promotions for the various shopping sites 5) check regularly on shopback for various upsized cashback or promo codes 6) follow the shopping sites facebook, instagram and sign up for their email list to be aware of any promotions or discounts 7) use shopback to get cashback from the shopping sites. Above are some of the tips i have for shopping online. i have other more tips written here as well https://justbeingernest.blogspot.com/2017/03/smart-online-shoppers.html

If you have settled your insurance coverage and emergency money, then you can put this sum of money into low risk investment products like savings accounts, singapore saving bonds, astrea bonds or fixed deposits. then consider more risky products like stocks or reits or p2p or robo-advisor. i put money into p2p before and shared my experience here. http://justbeingernest.blogspot.com/2017/07/moolahsense.html lost some money and made some money so you know what to expect.

Hi there, i wrote a review on Youtrip which you can check it out here http://justbeingernest.blogspot.com/2018/11/Youtrip.html Free free to share with others the pros and cons of youtrip. quite useful for using in countries for large purchase amount.

Congrats on making the effort to know more about finance and helping to plan for your mum. Below is an analogy in terms of soccer team. Firstly you will want to build your goalkeeper first which is insurance Secondly to build on your defences which is emergency money. Thirdly your midfielders are your savings account, get those that give high interest rates. Fourthly your strikers are investments, low risk first before high risk investments. Fifthly is the manager which is you on planning what to do next at every quarter Lastly is the fans which are people that you can count on for support and guidance like the seedly community.