Hi Anon, thanks for your interest in our REIT+ portfolio and I'm happy to share more. In essence, there are 15 REITs in the REIT+ portfolio including Ascendas REIT, Mapletree Commercial Trust, CapitaLand Mall Trust, Suntec REIT, Keppel REIT, Parkway Life REIT, and more quality S-REITs. There are several advantages to investing in REIT+. 1) There is no minimum investment, and you gain instant access to 15 S-REITs in one diversified portfolio without the many frictions associated with buying REITS individually such as time spent in researching each REIT, brokerage costs, rebalancing and dividend reinvestment costs. With REIT+, our fee starts from as low as 0.4% per annum. 2) You have the option of choosing quarterly dividend payouts or having dividends reinvested automatically at no extra charge. You can dollar-cost average into the REIT+ portfolio, increasing your REIT assets month by month without incurring further brokerage costs. 3) REIT+ aims to provide Singapore investors with a high-yielding REIT portfolio balanced against the risk of a severe portfolio loss during turbulent markets. That’s why a portion of the portfolio is allocated to Singapore government bonds (through the ABF Singapore Bond Index ETF) to cushion your portfolio impact during adverse market conditions. Our proprietary ARI algorithm also manages the risk in your REIT+ portfolio to defend against rising market volatility and provide higher risk-adjusted returns. Of course, for investors who have a strong view on individual REITs and who know how they fit with their investment objective, investing in “self-picked” REITs can be a good choice. But for investors who have no time or inclination to select and research REITs, REIT+ is a hassle-free and low-cost option to start investing in real estate.