No, the actual purchase price will be different from indicative price. If you are doing RSP, you should not be too concern about the small fluctuation on the purchase price as it will be averaged out in long run. So far the purchase price is within the range on the day that they purchased the unit. So I'm fine with it.

When you are buying global ETF, in fact one ETF is already very diversified and do not need to split to 3 ETF, because when u buy 3 ETF, there are many overlapping, and the biggest concern is on the transaction cost. However I know some people do IWDA + EIMI to cover developed country and emerging country, which is still okay if your investment amount not too small. Based on your allocation, this is good enough in terms of diversification. Im doing slighly different with global 60%, local 20% and bonds 20%.

StashAway will only rebalance if the bond allocation go too far off the intended allocation, which they will sell the bond at higher price n buy the equity at current low price. For Syfe, they hv different approach. Basically they will sell yr equities and buy bonds now to reduce volatility. Both are different approach.

I don't treat BRK as diversified like what ETF does. BRK is a company that invest in multiple stocks, if they decide to sell most of the stocks and left with 5 companies due to whatever reason, then BRK became not diversify. Its unlike ETF that will always have a guidelines on max weight of a company.

There is this 5% stamp duty for LSE, but it is exempted for ETF. However SCB not able to recognize this but it will be fixed during settlement. U will not be charged this amount eventually. Yr total fees should b 0.25% plus GST only

All these brokers will make yr transaction fees percentage very high (USD10/285), it's 3.5%!! U need to batch it to quarterly to at least make the transaction fees below 1%.

FSMOne have the dividend handling fees of min $2.50 (biggest drawback). The forex spread is 0.25%. IBKR dun hv dividend handling fees and almost spot rate. But u need bigger investment amount to make $10 transaction fees worth it.

I don't think SCB has any referral program. For FSMOne, this is my referral code P0210928.

I don't think there is any SPY500 accumulating ETF in NYSE. Pls correct me if I'm wrong.

I have both in my RSP, IVV and VT. So I just buy with same amount every month, leave it there for 15 years to work it's own magic.