700k property price, 25% downpayment 525k loan 25 years loan tenure 3% interest. Your monthly repayment is $2489.61 First, your downpayment is a problem.

There are better return from other companies... Life annuities. Or spilt this 500k into better solutions.. Leverage this 500k even better.

Quite complicated for execution if you are not around. Why? If you and your wife are not around and probably your daughter will take care of your son. Is your daughter married now? If she is married and have her own commitement, will she be able to support the bro. Highly suggest to do trust... What type of plans are good for your son? Since he cant purchase anymore insurance.. And highly dependable on you.. Suggestion is buying a death coverage on yourself. Lifetime annuity on your son. I teach you how to manage as all these are highly technical.

it is not detailed and thus not able to give advice on this.situation. i.need to.know your cpf balance, cashflow, etc.

my data is 9gb, sometimes exceed 1-3gbs. i have unlimited call time which i use frequently. sometimes more than 300mins calltime

for saving insurance or ssb... lets say today if insurance can offer u 2.15% per annum for 3/5years. vs a ssb 3years at 2.28% which 1 will u choose? i share with my client ssb is not guaranteed in terms of interest but capital guaranteed. secondly, if death occurs, insurance company offer death benefit of a % on your net capital. most of my wise clients will pick the choice of putting their savings into insurance company. likewise for endownment plans or retirement plans... they have insurance features to cover your savings should anything happen to you. whereas your normal Fixed deposit, ssb, your normal saving accounts dont give these type of insurance benefits. give a like to upvote me. if u need advisory and purchase of products, you know who to look for.. 😁✌

it is not neccessary...and furthermore not many plans are available for age 70and above.. upvote me...thanks

to offer competition not only to the work force but also the education system. To seek and improve our locals capability in this type of environment. also we have declining birth rates, by giving scholarships, these scholars from other countries will be bonded in singapore and might extend and become citizens of singapore. give a like, thanks.

depends what you going to do over there... 5days all in bangkok?

rbs for sme