Chung Ka-Shing - Seedly
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Chung Ka-Shing

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Chung Ka-Shing

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Chung Ka-Shing

  • Answers (9)
  • Questions (1)
  • Reviews (0)

Loans

SG Budget Babe

I still have 75k outstanding on my housing loan left that I am paying roughly 2% interest. Should I pay off my loan or just continue status quo?
Chung Ka-Shing
Chung Ka-Shing
Level 3. Wonderkid
Answered on 08 Dec 2019
Gaining 2% returns is quite doable so I would keep my cash while repaying my loan. I would find a way to obtain at least 2% return from my cash.
ūüĎć 0

Stocks Discussion

SG Budget Babe

What is your 2020 investment goal?
Chung Ka-Shing
Chung Ka-Shing
Level 3. Wonderkid
Answered on 08 Dec 2019
My investment goal is to continue to execute my strategy to attain long term capital growth and beat my reference index by 2%!
ūüĎć 0

SG Budget Babe

Family

Credit Cards

At what age should I consider getting my son his own credit card/ a supplementary card?
Chung Ka-Shing
Chung Ka-Shing
Level 3. Wonderkid
Answered on 08 Dec 2019
A 16 year old kid does not need a credit card. At most, a debit card. Unless he has demonstrated exceptional financial prudence, he is still not an adult yet.
ūüĎć 0

Investments

PFF Panel 3

Seedly PFF 2019

STI ETF

ETF

S&P 500 Index

STI or S&P 500 index?
Chung Ka-Shing
Chung Ka-Shing
Level 3. Wonderkid
Updated on 08 Dec 2019
S&P 500. The STI has been too stagnant since the global financial crisis. But I would also look at the Russell 2000
ūüĎć 1

PFF Panel 3

Seedly PFF 2019

Investments

If you are 20 years old now, what will you invest in and why?
Chung Ka-Shing
Chung Ka-Shing
Level 3. Wonderkid
Answered on 08 Dec 2019
I would invest in knowledge in so many areas. It is the basic building block for future success.
ūüĎć 1

SG Budget Babe

Career

Lifestyle

How do you prioritise between health & wealth?
Chung Ka-Shing
Chung Ka-Shing
Level 3. Wonderkid
Answered on 08 Dec 2019
I will value my health first. With health, I am free to do what I want, without it, I can't achieve my goals, especially if they require physical exertions.
ūüĎć 1

Savings

Lifestyle

SG Budget Babe

Savings Accounts

Do you guys linked your bank account with seedly apps?
Chung Ka-Shing
Chung Ka-Shing
Level 3. Wonderkid
Answered on 08 Dec 2019
I don't do it myself but it should be safe. Mentally I have a good enough idea of what I spend on.
ūüĎć 1

MileLion

Travel

KrisFlyer

Which book the cook option is best on SQ?
Chung Ka-Shing
Chung Ka-Shing
Level 3. Wonderkid
Answered on 07 Dec 2019
I actually think the Lobster Thermidor is overrated. I had a pretty good Oven Roasted Chicken Breast.
ūüĎć 1

Stocks Discussion

Savings

Be fully invested or keep a warchest?
Chung Ka-Shing
Chung Ka-Shing
Level 3. Wonderkid
Answered on 07 Dec 2019
I would keep a warchest, since I want to have firepower if opportunity present itself. What's invested, can stay invested.
ūüĎć 1
Level 3. Wonderkid
39PointsGoal 40
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