Really glad you are aware that you need to invest to get better returns for your hard earned income. There is Active and Passive Income that you would have to deal with. Passive Income - Invest time and money to get better returns from the least effort. Invest in an Investing Course to gain Financial Literacy faster. Good to start with investing ETF and Dividend Stocks as a safe financial vehicle at your age. You could move towards Growth Stocks as your get better with your value investing experience. Never use Margins (Loans with interest) from your Broker or Bank Loans to do investing, as you would have trouble focusing on your studies and daily life activities when the market becomes volatile. Portfolio management is critical. Never risk more than 10% of your budget in each investment transaction, so that you can have the holding power to continue investing when 1 or 2 investment got stuck. Stay away from risky Trading in FOREX, Futures and Commodities, that could wipe out your entire capital budget when the markets go against your trading position. Active Income - I would advise you to focus more on Active Income and get more Life Challenging experience as a youth. Do ensure that these activities do not rob you of precious time to commit to your studies and personal growth. There is no absolute right or wrong approach though. Be open but selective in what you do, so that you can go deeper in experiential learning rather than being frivolous and superficial in everything you engage in. Explore giving Private Tuition, eBay Dropshipping, etc. Most importantly is to find a meaningful direction in life to help others. Have a great life ahead.