Investing Planning with Endowments, Bonds, Unit Trusts, ETFs and REITS preview course. http://www.investcoach.com.sg/2jun20fgpreview/ conducted by a SGX academy trainer.

No. it will be nett of amount invested and fees. but it will include and dividends and distributions returned to your CPF account. there is another section on your CPF portal where you will see your net amount invested.

A trust structure will work. but the trustee may charge fees doing the leg work and managing the money. also can consider to give away to your favourite charity or organisation.

Here are some resources for starters https://www.sgx.com/beginners-guide-investing https://www.sgxacademy.com/event/webinar-the-basics-of-investing-5/ https://www.dbs.com.sg/personal/landing/investment-goal-calculators/financialgoalcalculator/index.html wonderful to start young. first step is to understand yourself and the various products out there, so that you will not be hoodwinked into scams, smooth talking trading course salesmen and despicable insurance agents. all the best in the investment journey.

I am always cautious of companies with main operations in one country and list in another. especially for chinese companies. why would they want to list in another country, besides HK, when their market has more liquidity and more participants? Malaysia-Singapore-Thailand due to close proximity, I am not as worried. If anything I can take a quick drive up and see whether their operations are real or inflated. I also ask myself, do I understand the business enough such that their reported figures makes sense. And if I don't but I see the potential of that company, I buy ETF or UT. If anything fails in one particular company, likely I will not lose as much.

Unless there is no other choice, i buy from the mom and pop shops, coffeeshop hawkers. never really like fast food and hardly use food delivery services.

Premium banking are for high net worths or those with certain min sum to start (i think it is around few hundred thousands dollars). It makes sense for those who want someone to actively manage their money with products not available to the common people. They do have access to high yield products with downside protection and sometimes capital gaurantee. But I can only imagine their fees will not be cheap.

Yes, there are. And there are people who fail/lose money as well. There are also people who make money from property, day trading, bitcoin, MLM, collect cardboard boxes. But that does not mean you should or should not go into these. I think the more important question is do you understand unit trusts, are you ok with the expected returns, the fund managers, volatility, fees etc etc and how it fits into your portfolio. Hope this help.

Thier business primarily is in HK and Singapore. nothing to do with US but I however see potential if they also venture in china. but probaly unlikely for political reasons.

It used to be no funds and advisories at decent fees. but this is made increasingly accessible with robos and RSP investsavers. currently for me is no alternative investments available to retail investors to further diversify.