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Cassandra

Totally a newbie to personal finance!

Cassandra

Marketing at NTU

About

Totally a newbie to personal finance!

Credentials

Marketing at NTU

Cassandra

Marketing at NTU

  • Answers (6)
  • Questions (4)
  • Reviews (5)

Savings

General

What is your secret to saving money?
Cassandra
Cassandra
Level 4. Prodigy
Answered on 24 Nov 2019
1. differentiate things you want to buy as a NEED or a WANT. Buy those that you need. 2. track your expenses by reading your bank statements 3. limit the use of cash, having cash in your pocket will make you want to spend them 4. leverage on cash back apps
šŸ‘ 0

Entrepreneurship

Shopping

Lifestyle

Salary

Income Tax

Do you need to pay income tax for profits from carousell, flea markets, online marketplaces, etc?
Cassandra
Cassandra
Level 4. Prodigy
Answered on 23 Nov 2019
Nope, I think selling pre-loved items shouldn't be taxable.
šŸ‘ 0

Lifestyle

What kind of presents do you NOT want to receive for Christmas?
Cassandra
Cassandra
Level 4. Prodigy
Answered on 23 Nov 2019
1. photoframes 2. cups/ mugs 3. socks would rather receive a sincere, handmade card anytime. Or food vouchers. More food vouchers. šŸ˜
šŸ‘ 0

Savings

Lifestyle

Savings Accounts

Is there any way to save up money while trying to destress?
Cassandra
Cassandra
Level 4. Prodigy
Updated on 23 Nov 2019
My typical activities to destress (that cost little) - hawker hopping (Instead of cafe hopping) - finding free events on facebook - free sports events (Eg. decathlon, they offer some free zumba classes which I totally recommend) - heading to the nearest public library - support a cause and volunteer at a NGO 1. Really depends on your interests :) if you're a foodie like me, consider signing up for Burpple membership (cant quite remember how much it costs now..) or look out for chope deals :)
šŸ‘ 0

Lifestyle

Savings

What would you tell your 21-year-old self?
Cassandra
Cassandra
Level 4. Prodigy
Updated on 20 Nov 2019
I'll tell myself to start learning how to invest and probably take up a course/elective on that back in Uni. To start building my network too. And also, not to study so hard (and have fun sometime šŸ˜„)
šŸ‘ 0

Personal Finance 101

Investments

Insurance

If you can only do one thing at the start, would you go for insurance or investment?
Cassandra
Cassandra
Level 4. Prodigy
Answered on 20 Nov 2019
I believe the majority will go for insurance instead of investment and I, too will advise the same. Building the safety net is important, especially when you need it on rainy days. You could make a lot of money through investments, but one single major event could potentially wipe out your savings. While you go for insurance first, do take that time to learn more about investing such as reading on seedly platform ;)
šŸ‘ 0
Level 4. Prodigy
40PointsGoal 125
85 POINTS TO LEVEL UP
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