I tink a lot of people have asked very good questions which when you think through them, you will probably get your answer. I’ll just share my own experience. Hopefully it can shed some light. I was brought up to chase the dollars. There was always comparison from my mom with her friends children and my cousins and friends. When I got a job I liked but the pay wasn’t getting me anywhere those people were, it made me really upset. I felt useless. Until I left for Australia. As as long as what I am earning is able to get me the things I want, and there are aspects of it thst I enjoy (learning opportunities, good colleagues who support and encourage me rather than backstab me, etc) I was much happier. Then again, it was less stressful there because there was no talk about what I was earning, where I was staying, what brands I was buying. When i I returned to Singapore a couple of years back, the same stress returned Cos Thst was most of the conversation topic anongst adults. What house was I getting, am I upgrading, etc. it was until I had a target then it helped. I know I want to pay off my house in full by a certain age. So I don’t have to worry if I lose my job. Of cos job satisfaction was a high expectation now having had that in Australia. but the pay here was not able to compare. So I found a job that I believed I would like, and I also found ways to increase my income outside of my job so I would be able to also hit the target of paying off my house. For me, life is short. There is no point working like crazy and not be able to enjoy the fruits of it. The friendships and family time should be enjoyed now. But that also doesn’t mean don’t prepare for the future. So while I am healthy, I do what I can to prepare for the unexpected. Hopefully it never comes. I did it through investing - locally and overseas. i am not where I want to be yet but it is close. i hope through the sharing on this platform you are able to figure out what makes you happy, what is a must have for you and then from there plan where you want to go. Sometimes you might have to put up with a period, a season of discomfort to get to where you want to be. To improve myself I took time off to study and had to make do with little income during that period of time.