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Bryant Tan

Thanks in advance | Live peace, joy, & love today like there's no tomorrow ありがとうございました

Bryant Tan

Owner at Starbuyproperty.co

8Upvotes

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Thanks in advance | Live peace, joy, & love today like there's no tomorrow ありがとうございました

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Owner at Starbuyproperty.co

Bryant Tan

Owner at Starbuyproperty.co

8Upvotes
  • Answers (14)
  • Questions (2)
  • Reviews (4)

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Looks like Singapore is quite difficult without using debt for big ticket items like car and housing.

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Https://dollarsandsense.sg/7-high-paying-jobs-in-singapore-that-dont-require-a-degree/

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Bryant Tan
Bryant Tan
Level 3. Wonderkid
Updated on 07 Jun 2019
Hi there, i got a friend who further studied in maritime and became a chief engineer in maritime industry. I think it is worth the potential return for this deal. Furthermore it is from your mom. Alternatively what if you further study without loaning from her, e.g part time work, loan from friends. It is your choice man :) All the best for your future :)

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https://www.sgcarmart.com/news/writeup.php?AID=70&gclid=CjwKCAjw0N3nBRBvEiwAHMwvNqKix2EGlGJm3QBBcuewEVI2Piz7GmeqLaf1sCPDJ8tIjCJUrBS9RoCFSEQAvDBwE

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Hi sis, Thanks for your post. I supposed your industry perhaps not making money (since you mentioned no pay raised for 5-10years). We all know that is not easy these days in job market. All the best sister :)

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AMA SG Budget Babe

I start with this quote "Happy wife is Happy life for hubbies out there. Happiness bring healthy mind and body Good Health and Happy family" Hi sis, In my own opinion, I think you got a good husband, focusing his high state energy perfomance for his money making job. As a family, we got our ultimate KPI or core focus, in which we focus to bring "food/money" back home, we are the provider. Perhaps he trusted you can help him to manage your family resources. Ultimately he cares. :) Looks like I am on his side. Let's find a good time when he is comfortable or less stressful to discuss about this key matter. Repeating this quote: ""Happy wife is Happy life for hubbies out there. Happiness bring healthy mind and body Good Health and Happy family" Life is too short to worry or to stress out things that we cannot control Perhaps we can control our innerself or our emotion to make it a better day :) Better family :) All the best :)

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Bryant Tan
Bryant Tan, Director at Starbuyproperty.co
Level 3. Wonderkid
Answered on 30 Mar 2019
To add on, another scenerio, if you are planning to buy your 2nd property in near future. 2nd loan would be on 50% so if you were to settle your hdb loan, means no more residential loan, your next housing purchasing you can max up your loan to 75%. All the best :)

AMA The Fifth Person

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Bryant Tan
Bryant Tan
Level 3. Wonderkid
Answered on 28 Mar 2019
I think it would depends on your family life style. Generally, if we were to follow Singapore family "standard" 2 kids with a helper tuition classes, extra enrichment classes I would say around $12K min anyting extra will be bonus saving.. All the best

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Bryant Tan
Bryant Tan, Director at Starbuyproperty.co
Level 3. Wonderkid
Answered on 03 Mar 2019
Personal opinion, it depends if you are getting a new bto flat direct from hdb or resale flat from open market. New bto flat vs Resale flat New bto flat are generally priced in such a way lower price than resale flat. example: 4A hdb range $300K-$400K depends which location and demand of the new bto areas. 4A resale hdb can be asking $400K - $500K again depends by area. if your budget is ok for new bto flat I recommend go for 5room hdb instead of 4room hdb, since hdb is helping young Singaporean to own flats. few factors to start here. New bto flats are smaller nowadays. 5 years later can consider upgrading further to EC. If you cannot wait for new bto flats, then go for resale open market hdb flats, then just go accordingly to your affordability and lifestyle. All the best :)
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