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Bjorn Ng

Just your "average joe" who likes to share my experiences to help people.. And talk a lot!! Add me up on Instagram! @bjornng

Bjorn Ng

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Just your "average joe" who likes to share my experiences to help people.. And talk a lot!! Add me up on Instagram! @bjornng

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Bjorn Ng

  • Answers (495)
  • Questions (11)
  • Reviews (2)

Securities

Stocks Discussion

Investments

Bjorn Ng
Bjorn Ng
Level 9. God of Wisdom
Answered on 20 Jan 2020
There was a news recently that Breadtalk will be reporting a loss in profit. It has very low profit margin, and many many competitors all around. Without even looking deeply into their numbers, I would definitely stay out of this stock. It's good to know it's a homegrown brand, but not good enough for me to invest in them..
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Investments

Securities

Stocks Discussion

Bjorn Ng
Bjorn Ng
Level 9. God of Wisdom
Answered on 20 Jan 2020
Hey there, There is never a good time as to when to invest. People have been saying that recession is coming since 2016, and look where we are, beating higher highs every single day. Don't bother to time to market because no one can do it (note to myself as well). Instead, focus on the fundamentals and future growth potential of the business. Do your own research and due diligience and see if the current valuation of that business makes sense to you. And to add on, if/when a recession comes, do you think you would deploy that $7300? My guess is that you would probably ask the exact same question, which in other words would be "when is the rock bottom price of the stock", which no one can ever predict...
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Stocks Discussion

Investments

SGX

Bjorn Ng
Bjorn Ng
Level 9. God of Wisdom
Answered on 20 Jan 2020
I think you need to ask yourself why do you want to invest in SIA. Prices are just a reflection of the underlying business. Did you do your research on SIA, and their valuation? Is it reasonable to you? Airline industries are known to be cyclical with high CAPEX and super low profit margin. Their ticket prices fluctuates and the cost of maintaining the aircrafts (and even buying new sometimes) creates razor thin margins for them. There isn't any customer loyalty (ask yourself, will you only fly SQ, or would you go for cheaper options if available?) with budget airlines in the mix. I would not invest in any airline companies.
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Securities

Apple

Investments

Stocks Discussion

Bjorn Ng
Bjorn Ng
Level 9. God of Wisdom
Answered on 20 Jan 2020
Well, usually I don't follow analysts recommendation - it's better to do your own research and create that conviction yourself before purchasing. I did not research into APPL myself, so I cannot recommend fully, but I would just like to point this out - If you had just buy in on 13 Mar 2019, assuming you have already done your research and feel it's a good valuation, you would be up a whooping 75%. That's more than 2x of Facebook's share price growth. Focus on the business, not the market sentiments/noises!
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Investments

Stocks Discussion

Bjorn Ng
Bjorn Ng
Level 9. God of Wisdom
Answered on 20 Jan 2020
No big deal.. Even with all these scandals etc, it's still business as usual for Facebook. They are delivering results with good growth YoY, and I like the fact that they don't give guidance at all. And if you just bought it at 15 Mar 2019 and ignoring all the market noises, you will be up 33% today. That's pretty insane!
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Investments

Stocks Discussion

Bjorn Ng
Bjorn Ng
Level 9. God of Wisdom
Answered on 20 Jan 2020
You can never "time" when to buy a stock. Whether it's a good time to buy a stock depends on your own valuation of the business. For example, let's say you did you calculation and $0.825 is a good entry price. So buy into it, and watch it grow (assuming you know their forward earnings are in the pipeline). And if the price drops, the feeling you should feel is happy because you get to buy more. Otherwise, you will simply be trying to time the market which honestly speaking, even I do sometimes but it is just not possible (because we SG ah.. we want the best discount!). So focus on valuations, enter when it's reasonable, and sit back and enjoy the ride.
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Investments

Stocks Discussion

Bjorn Ng
Bjorn Ng
Level 9. God of Wisdom
Answered on 20 Jan 2020
Hi there, Usually I don't bother much about the general economy news/outlook.. If a business is solid with clear growth potential ahead, the economy news will simply just serve as market noises, that's all.
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Investments

FSM One

Brokerages

Stocks Discussion

Annual General Meetings (AGM)

Bjorn Ng
Bjorn Ng
Level 9. God of Wisdom
Answered on 20 Jan 2020
Hi there, FSMOne will not notify you when there is an AGM - You would have to monitor yourself, and once you have information, contact FSM to let them know that you would like to attend "on their behalf". They will arrange for you. I hold some SG stocks in SC custodian and it works the same. But I went down as an observer as for proxy, you would usually have to inform like few weeks in advanced.
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Stocks Discussion

Investments

REITs

Bjorn Ng
Bjorn Ng
Level 9. God of Wisdom
Answered on 20 Jan 2020
Hey there! I just answered a similar question to this - It seems like it's always a choice between these 2 powerhouse! However I must say that I am not an investor in either.. Though I sure hope to be one, but right now they are trading at too low yield! For ease of reference: For me, I have a bias preference to Capitaland. I used to be pro-Frasers (in all their REITs actually) because of their prices but I came to the realisation that it's never about the price, it's the underlying business quality (and locations for REITs). If you noticed, Capitaland malls are mostly nearer to MRT as compared to Frasers. I believe this is due to their link with the government, so in a way they get the "advantage" on the locations. For Frasers, I think one of the better ones is Northpoint. By at the end of the day, I think it's okay to have a stake in each of them, both are pretty solid!
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Investments

Stocks Discussion

Bjorn Ng
Bjorn Ng
Level 9. God of Wisdom
Answered on 20 Jan 2020
Hey there, What are your pros and cons list? Care to share? How are the yields on both right now? For me, I have a bias preference to Capitaland. I used to be pro-Frasers (in all their REITs actually) because of their prices but I came to the realisation that it's never about the price, it's the underlying business quality (and locations for REITs). If you noticed, Capitaland malls are mostly nearer to MRT as compared to Frasers. I believe this is due to their link with the government, so in a way they get the "advantage" on the locations. For Frasers, I think one of the better ones is Northpoint. By at the end of the day, I think it's okay to have a stake in each of them, both are pretty solid!
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