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Ang Boon Ping

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Ang Boon Ping

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Ang Boon Ping

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Property

CPF

CPF SA

Should I transfer my excess in my CPF OA to my SA?
Ang Boon Ping
Ang Boon Ping
Level 2. Rookie
Answered on 27 Jan 2020
Hi, it really depends whether you want to grow cpf aggressively to help you in yr retirement. Since you have already put aside the money needed for your house and you have NO other purpose to use yr remaining OA money, growing yr SA with OA money is a logical choice. No doubt you can top up yr SA using RSTU. Do note that, top up money can't be withdrawn after 55 even if you have reach FRS. It will be reserved and form part of yr FRS. You can view the money reserved at the last part of section A in yr CPF account.
ūüĎć 0

CPF

HDB BTO

Investments

General

Savings

Loans

Property

If you have enough CPF to fully pay a BTO, do you still accrue interest from CPF?
Ang Boon Ping
Ang Boon Ping
Level 2. Rookie
Answered on 06 Sep 2018
Yes. U do. Even if fully paid up, if you have use the OA money for paying hdb loan. There will be accrue interest. It will keep on accumulating unless u pay cash to cpf.
ūüĎć 0
Level 2. Rookie
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