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Andrew Kwek

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Andrew Kwek

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Andrew Kwek

3Upvotes
  • Answers (4)
  • Questions (2)
  • Reviews (0)

Property

Investments

Lifestyle

Loans

Andrew Kwek
Andrew Kwek
Level 2. Rookie
Answered 3w ago
For me, I would definitely take the loan due to low interest rates and invest the rest in equity!

CPF

Property

Andrew Kwek
Andrew Kwek
Level 2. Rookie
Answered on 02 Jul 2019
Yes I recommend to use more cash to pay for your loan, unless they are generating more than 2.5%. Keep a 3-6 months emergency buffer and you should be fine. Overall, it's all about asset allocation and you want to make sure you are not over allocated or too concentrated on certain asset class. Typically the asset classes are stocks, bonds, long term bonds, cash, commodities, home equity. Just make sure that by partial repayment you are not overly allocating your capital on home equity.

Bonds

Investments

Andrew Kwek
Andrew Kwek
Level 2. Rookie
Answered on 15 Mar 2019
At age 30, I am too going for 100% equities. I have 6-12mths worth of expenses as cash and also cpf which I consider them to be safe. I am planning to hold it longer than a 10 year horizon though.

Career

Andrew Kwek
Andrew Kwek
Level 2. Rookie
Answered on 15 Mar 2019
If you haven't taken the first offer, would you have went ahead with this new offer? Considering the fact that you have both offers on hand at the same time.
Level 2. Rookie
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