Alvin Tan - Seedly
 
AT

Alvin Tan's profile is not filled up yet.

Alvin Tan

About

Alvin Tan's profile is not filled up yet.

Credentials

Alvin Tan's credentials are not filled up yet.

Alvin Tan

  • Answers (14)
  • Questions (0)
  • Reviews (0)

Stocks Discussion

FSM INVEST EXPO 2020

AT
Alvin Tan
Level 4. Prodigy
Answered 2d ago
They are not paid to do so, otherwise there would be no credibility to the report. However sell-side analysts do face conflicts of interest, which has led to MiFid II in Europe

Stocks Discussion

Investments

AT
Alvin Tan
Level 4. Prodigy
Answered 3d ago
In your scenario, you sell when 1. You’ve met or surpassed your target price 2. You have no clear indicator of a re-rating catalyst 3. You can live with the possibility of leaving money on the table

FSM INVEST EXPO 2020

Stocks Discussion

AT
Alvin Tan
Level 4. Prodigy
Answered 3d ago
In general and in the ST, assuming disruption, the effect is negative as infrastructure, business activity, consumption and sentiment is affected. Markets which depend on corporate earnings outlook likely to react negatively esp if business activity and thus earnings are affected

Stocks Discussion

FSM INVEST EXPO 2020

Investments

AT
Alvin Tan
Level 4. Prodigy
Answered 3d ago
Structured debt instrument where the final payout depends on the return of an underlying equity. The buyer of an ELN is trying to enhance his upside but faces the risk of unlimited downside

Stocks Discussion

FSM INVEST EXPO 2020

AT
Alvin Tan
Level 4. Prodigy
Answered 4d ago
There are indenpendents but these are rare and usually lack resources. The main differentceis between buy-side and sell-side analysts, buy-side work for large insti investors and usually product reports for internal use. sell-side usually work for brokers/dealers and investment banks, this is when they run into conflict of interests and their clients may be the companies these analysts are writing about. This COI has resulted in the MiFid II regulation in Europe, which you can read about about

Investments

Insurance

Endowment Policies

Savings

Stocks Discussion

AT
Alvin Tan
Level 4. Prodigy
Answered 4d ago
This is just my opnion, but i would look at a company/companies that i am familar with in a business that i think will be around for a long time and are paying regular dividends to buy into. It is not low-risk (but what do you mean by low risk anyways). Even if you have no time, you should be able to look at the counter every year to reevaluate. The other 'low risk' investments are really low yielding and arguable are not investments - just parking your money for slightly higher yeild vs leaving it in deposits eg SSB. So i would say: SGX listed blue chips with decent dividend yield the reason is, you are starting out so you wouldnt want to be exposed to ccy risk. Blue chips usually are household names and their businesses are familar to you. They are more stable and usually are cash cows which will not scare you unduly due to volatility. Lastly, dividend yields are very encouraging for starting investors who get to see some returns credited back to your account! Hope this helps. You can choose to DCA into an STI index through a RSP as well, but that's abit more passive

Stocks Discussion

FSM INVEST EXPO 2020

AT
Alvin Tan
Level 4. Prodigy
Answered 4d ago
A direct answer would be that these stocks are unloved but have potential: trading with low Price/NTA ratios, net cash, have large shareholders that are able to control the whole company also look for share buyback activities of the above mentioned type of companies

Investments

REITs

Stocks Discussion

FSM INVEST EXPO 2020

AT
Alvin Tan
Level 4. Prodigy
Answered 4d ago
A more direct answer (which applies not only to reit) is to have a view on the fair value of the counter, your target return and time frame to hit the target return. If you feel the price is at a % below the current price which is undervalued and in the absence of other factors preventing it from realising the fair value in your target time frame or dragging it further in the near term, then it is a reasonable price to enter

Investments

Stocks Discussion

AT
Alvin Tan
Level 4. Prodigy
Answered 4d ago
A more direct anwer would be 4-5%, there is a 'risk-free' return from CPF at up to 3.5% for OA and 5% for SA - so ignoring the illquidity of the above, you should be aiming for that. Also if you look at the historical returns of some of the blue chips or the STI index, 4-5% is definitely acheiveable even without deep investing knowledge

Stocks Discussion

REITs

Dividends

FSM INVEST EXPO 2020

Investments

AT
Alvin Tan
Level 4. Prodigy
Answered 4d ago
The right answer would revolve around your objectives, risk appetite, etc. etc. However, a more direct answer would be 1. SGX listed blue chips with decent dividend yield the reason is, you are starting out so you wouldnt want to be exposed to ccy risk. Blue chips usually are household names and their businesses are familar to you. They are more stable and usually are cash cows which will not scare you unduly due to volatility. Lastly, dividend yields are very encouraging for starting investors who get to see some returns credited back to your account! Hope this helps. You can choose to DCA through a RSP as well, but that's abit more passive
Load more questions
Level 4. Prodigy
48PointsGoal 125
77 POINTS TO LEVEL UP
Browse Rewards