Alan Kor - Seedly
 
Alan Kor

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Alan Kor

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Alan Kor

  • Answers (104)
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  • Reviews (1)

Stocks Discussion

Investments

Savings

Lifestyle

Alan Kor
Alan Kor
Level 6. Master
Updated on 25 Sep 2019
Confirm not enough. depends on your living expenses and circumstances. dividends may be cut too

Financial Planners

Alan Kor
Alan Kor
Level 6. Master
Answered on 24 Sep 2019
Insurance agents have no fiduciary obligations to service you. You can check your policies contract. Nowhere does it say that agents must serve you or help you with claims. It is really heng/suay to find a "good" agent.

Insurance

Alan Kor
Alan Kor
Level 6. Master
Answered on 24 Sep 2019
1) term insurance provides high coverage with low premiums. ideally, it will be good to lock in to 65. however, you can terminate at any time when there is no need for term insurance, ie no dependents. 2) no difference from agents or online as the plan is from insurers itself. agents are not legally obligated to service you. Early ci is good to have but not necessary, due to the high cost of the premiums and low coverage.

Investment Linked Policies (ILP)

Insurance

Investments

Alan Kor
Alan Kor
Level 6. Master
Answered on 17 Sep 2019
ILP is a rubbish product that serves only to enrich the sellers. Please avoid at all cost!

Investments

Insurance

Investment Linked Policies (ILP)

Alan Kor
Alan Kor
Level 6. Master
Answered on 12 Sep 2019
This is a rubbish product which ought to be avoided you can google seedly and the internet for reviews suggest you do not mix insurance with investment, period.

Insurance

Alan Kor
Alan Kor
Level 6. Master
Updated on 11 Sep 2019
1) Term insurance covering death, TPD and CI as your child could still be your dependent till he/she starts working 2) Your child should have a hosp plan Bear in the mind the premium costs as I see the agent's recommendations are very expensive in total. Good for his commissions though haha

Investments

Insurance

CPF

Family

Savings

Retirement

Alan Kor
Alan Kor
Level 6. Master
Updated on 06 Sep 2019
Of course, insurance agents will say ILPs are good because they are expensive and contribute a lot to their commissions lol they are rubbish products, pls avoid best not to use ur CPF to invest and let it compound

Lifestyle

Alan Kor
Alan Kor
Level 6. Master
Answered on 01 Sep 2019
Could range from various topics like savings account, savings journey, loans, debt clearance, investment strategies, beginner investment knowledge etc There are many personal finance topics out there Informative answers which are given sincerely and without any advertisement for services are generally most liked But there are a lot of insurance agents promoting their services here, trying to tap on the 16,000+ leads in Seedly, which is really a sad case for a good platform

Insurance

Investments

Savings

Alan Kor
Alan Kor
Level 6. Master
Updated on 30 Aug 2019
There is no answer for you. Agents are not legally obligated to service you. Their role is just to sell insurance products. Whether they answer your questions or provide customer service is totally up to them, beyond your control. Best to take charge of your insurance plans and learn how to DIY your claims.

Investments

Alan Kor
Alan Kor
Level 6. Master
Answered on 28 Aug 2019
Never mix insurance with investment, period. ILPs are rubbish products. Avoid at all costs. You will just be funding the agent's luxury lifestyle.
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