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Adrian Goh Jun Wei

Learning Personal Finance one step at a time

Adrian Goh Jun Wei

Product at Nodeflair

About

Learning Personal Finance one step at a time

Credentials

Product at Nodeflair

Adrian Goh Jun Wei

Product at Nodeflair

  • Answers (34)
  • Questions (2)
  • Reviews (8)

Entrepreneurship

Lifestyle

Family

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at Nodeflair
Level 5. Genius
Answered 12h ago
Entreneurship - The Hard Thing About Hard Things (Ben Horowitz) - Shows the dark side of entreprenurship and running a business - The Lean Start-Up (Eric Ries) - Explains how to maximise resources and find the quickest way to validate and grow your business Personal finance - Rich Dad, Poor Dad (Robert Kiyosaki, Sharon Lechter) - Quick and easy guide on the concept of growing wealth Others - Predictably Irrational (Dan Ariely) - Understand how the human works and to more aware of the irrational reasoning of the human minds - help in making better decision

Entrepreneurship

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at Nodeflair
Level 5. Genius
Answered 3w ago
Background: founded NodeFlair 1+ year back and received the Startup SG Founder grant (ACE) 1) Yes, you need to register a company before you are able to receive the grant 2) That would depend on your definition of "testing". When we first started, we have a working prototype (or a more polished MVP) and we are able to apply for it as there's some form of validation already.

Entrepreneurship

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at Nodeflair
Level 5. Genius
Answered 3w ago
Hey, I founded my company NodeFlair about a year back and we receive the ACE Startup SG founder grant (30k) - it's NOT true that you have to return the money. However, the spending of the money has to be accounted for.

Shopping

Lifestyle

Savings

Cashback

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at Nodeflair
Level 5. Genius
Answered 3w ago
Offline 1) Shopback GO - link a card and get fuss-free cashback on offline stores (mainly dining at the moment). Cashbacks are mostly instant and since the store helper does not know you are using it, you won't get that kind of stares/eyes roll. 2) Fave - paying by FavePay at stores give you higher cashback than Shopback GO, but you can only redeem it at the same store. My preferred method if I return to the same store frequently. --- Online 1) Shopback - click through SB and pay as per normal for your online purchases. Most online stores can be found here so it's always my go-to before any online purchases. Although you have a non-SB promo code, your cashback may not be valid.

Lifestyle

Savings

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at Nodeflair
Level 5. Genius
Updated 4w ago
Hey, below are some of the things I do to maximise my moolah! Food - a variety of apps to get the best food deals: - Eatigo - save up to 50% for reservations (Use ShopBack to get $1.50 Cashback) - FavePay (via GrabPay) - Earn Fave cashback (redeemable on future visits) AND Grab Rewards points (can be exchanged for free rides) - ShopBack GO - Enjoy free deals and stackable cashback by paying as usual - Burpple Beyond - Enjoy 1-for-1 meals at an affordable membership plan (This should reduce the damage from dates) - SG Kiasu Foodies - Get curated food deals on Telegram! Online Shopping: - ShopBack - Have been using it for quite some time on every single online purchase possible (and have a total cashback of ~$480) - it adds up! :) Use my link for sign-up bonus! Others: - Grab Subscription - If you are already taking grab rides and ordering food delivery, this subscription might actually be cheaper - GrabPay Card - You get GrabRewards points for using GrabPay to make an online purchase. If you are platinum member, every $1 entitles you to 10 points (~2.6% rebates based on the rewards scheme) How about cutting down on unnecessary expenses? - Make your own coffee - This saves you a lot especially if you are spending a lot on atas coffee on StarBucks. Still much cheaper when you compared it to kopitiam coffee - Replace your sweet drinks with plain water - Not only is this a good way to save money, but it is also good for health! Make smarter decisions (Kudos to Seedly team!): - Mobile plan - Choose the best mobile plan based on your usage - Saving accounts - Choose the best savings accounts based on your income and expenses

Savings

Multi Currency Cards

Credit Card

Bank Account

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at Nodeflair
Level 5. Genius
Answered 4w ago
Can only comment on the UI/UX. Personally tried DBS, OCBC and UOB, and I can say that DBS is the best. It's the most seamless and modern. OCBC is not as good but still acceptable, while UOB is just so frustrating as it is buggy, unintuitive and probably gonna waste a lot of your time as a result.

Shopping

Lifestyle

Technical Analysis

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at Nodeflair
Level 5. Genius
Answered 4w ago
I usually recommend people Lenovo ThinkPad if it is for work as you get good value and it's known to be more lasting as compared to other brands

Stocks Discussion

I think it depends on the listing. Generally, for tech companies, it seems like the share price can go both ways drastically, and thus banking on it for capital gain might not seem like a good idea... Do take a look at this chart that shows the performance of some tech companies that IPO

Salary

Career

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at Nodeflair
Level 5. Genius
Updated on 04 Oct 2019
I cannot help with the question on how much the increment should be, but at NodeFlair where we connect many software engineers with companies, it's rather interesting to see the different reasons people explore job opportunities. Some of the main reasons are: - Looking for growth opportunities - Poor work culture (Backstabbing) - Poor management (Lack of direction, voices not heard) - Inflexibility (e.g. overly strict working hours) - Seeking for higher salary/incentives (e.g. starting a family) As much as this might sound surprising, most youths (people under the age of 35) don't explore other job opportunities because of salary-related reasons but because of growth opportunities. Being able to learn new skills and do interesting projects that can help them learn is more important than the increment in salary, as these skills might potentially lead to better career growth (and eventually higher salary in the future)

Lifestyle

Credit Card

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at Nodeflair
Level 5. Genius
Answered on 03 Oct 2019
I have been using it for most of my online payments What I like about it - It's as seamless as the usual debit card - You get GrabRewards points! As a Grab platinum user, it's 10points/dollar. So if you purchase a $200 headphones, you get 2k points, which is equivalent to a $5 ride voucher How it can be improved - Auto top-up feature. Right now it's a debit card, so for a big-ticket purchase, you have to top up the GrabPay first. However, this isn't a huge deal-breaker in any way, just a slight inconvenience I am definitely waiting for the physical card to be released so that I can use it offline to get more perks like cashback from ShopBack Go and getting GrabReward points for day-to-day purchases!
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