Adrian Goh Jun Wei - Seedly
Adrian Goh Jun Wei

Learning Personal Finance one step at a time

Adrian Goh Jun Wei

Product at NodeFlair

17Upvotes

About

Learning Personal Finance one step at a time

Credentials

Product at NodeFlair

Computer Science at Nanyang Technological University

Adrian Goh Jun Wei

Product at NodeFlair

17Upvotes
  • Answers (22)
  • Questions (0)
  • Reviews (3)

SeedlyTV EP07

P2P Lending

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at NodeFlair
Level 3. Wonderkid
Answered 3w ago
Regarding the questions on why they don't raise money from VC/Angels, one of the reasons is that VC themselves have their own investors to account to and are looking for businesses with 3-5x ROI (or even way more). Unless a company has a potential to deliver that ROI, it is highly unlikely that VCs will provide funding to them.

Credit Card

SeedlyTV EP01

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at NodeFlair
Level 3. Wonderkid
Updated on 07 Jun 2019
Personally I think there's no easy way to know unless you compare the amount you are paying with such service with that of not using (I'm assuming "worth it" means you are paying less)

Investments

Adrian Goh Jun Wei
Adrian Goh Jun Wei
Level 3. Wonderkid
Updated on 07 Jun 2019
I think there are several factors to take into consideration - Level of experience - Capital that you have - Reviews and speaker's credibility Level of experience: If you are a beginner, I personally wouldn't recommend? Think that there are several really good books and free articles online that are sufficient Capital that you have: If you are only investing $10+k then I don't really see the point of spending thousands Reviews and speaker's credibility: Do some research to see if the speaker is credible and if the course is useful. Also, do take into consideration the topics and which domain/ aspect of investment is being taught (stocks, bonds, properties?)

Investments

Adrian Goh Jun Wei
Adrian Goh Jun Wei
Level 3. Wonderkid
Updated on 07 Jun 2019
Depends on definition of beginner! What I did as an absolute beginner during NS (even after reading investment books) is to park 100-200 bucks of my allowances into the ETF RSP by DBS. It feels safe and you can understand how DCA (Dollar cost averaging) really work!

General

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at NodeFlair
Level 3. Wonderkid
Updated on 07 Jun 2019
Took 5 courses during and after I ORD, ranging from Marketing to Competitive Analysis Why you should take the courses - Take this chance to refresh your brain - Receive certifications which can prepare you and help you secure an internship after ORD - Convenince as mostly are online courses (OTOT pace) Why you should not take the courses - Pretty introductionary content - Remember the last online lecture you attended? Yeah, it isn't exactly the most useful and impactful - Would not actually apply if I have to bare the full cost

Stocks

Investments

Regular Shares Savings Plans (RSS)

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at NodeFlair
Level 3. Wonderkid
Answered on 10 May 2019
It depends on many different factors, but I would like to touch on one of them - investment amount. If your investment amount is low, your gain in value of the stocks will be chipped off by the minimal trading fee. As such, it seems to me that it will be more ideal to invest every quarterly instead, where the fee is lower than the minimal trading fee (assuming this is the case)

Investments

General

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at NodeFlair
Level 3. Wonderkid
Answered on 10 May 2019
Unfortunately, there is no one size fits all strategy when it comes to investment. It is highly dependent of the situation and needs of an individuals. A fresh grad with debt will require a different strategies from a retiree or a mum in her 30's. Even for 2 individuals with background and income that are exactly identical, their difference in investment goals and risk appetite will affect their investment strategies.

Career

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at NodeFlair
Level 3. Wonderkid
Answered on 28 Mar 2019
Personally think it depends on the reason why you are switching job in the first place. If it's due to financial reason (the increment is important to you) you can either: 1) Accept the offer 2) Ask for more and risk losing the offer. If you do not foresee receiving similar offers soon, it might not be worth the risk to proceed If it's due to other reasons (e.g. working environment, better career progression), I do not think it's worth it to negotiate if the current offer is able to meet your requirements. Also, I don't think that the final offer is likely to be far off from the initial offer.

Career

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at NodeFlair
Level 3. Wonderkid
Answered on 20 Jan 2019
Ask your boss to elaborate on what exactly needs to be improved and ask for examples so that you know what to improve and what mistakes to avoid . Other than that, practise like what everyone else suggested.

Bank Account

Adrian Goh Jun Wei
Adrian Goh Jun Wei, Product at NodeFlair
Level 3. Wonderkid
Answered on 19 Jan 2019
Personally, I placed a portion of my money in another saving accounts which reward me with higher interest if I do not withdraw it as I generally don't spend much. I think it differs from person to person on how should they allocate their money in different accounts depending on their income and average monthly expenses
Load more questions
Level 3. Wonderkid
17UpvotesGoal 20
3 UPVOTES TO LEVEL UP
Browse Rewards