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Adelyn K

I'm working in the health industry. Beginner investor and still trying to achieve a better savings plan!

Adelyn K

About

I'm working in the health industry. Beginner investor and still trying to achieve a better savings plan!

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Adelyn K

  • Answers (66)
  • Questions (0)
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Stocks Discussion

In my CDP account, what does settlement date means? Does it means the day the stock I traded is officially under my name?
Adelyn K
Adelyn K
Level 5. Genius
Answered on 05 Dec 2019
Settlement date is the date that you settle payment for the stocks that you bought! And yes, after you've paid for it, it will appear in your CDP account.
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Investments

Stocks Discussion

Should i pool money with my friends and start investing together so we can increase the returns and buy more stocks and start investing together?
Adelyn K
Adelyn K
Level 5. Genius
Answered on 05 Dec 2019
Unless each of you can be responsible for your own decisions and won't point the fingers if the stock isn't doing too well, it's a bad idea overall. You need to consider what happens if some wants to sell and some don't. How are you going to split the selling up evenly? I would rather pool money with my parents/family members than with friends.
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Investments

Dividends

Stocks Discussion

Are stock divdends or cash dividends better? Which should I choose?
Adelyn K
Adelyn K
Level 5. Genius
Answered on 05 Dec 2019
I prefer cash dividends as i can then choose to re-invest and buy other stocks instead of the same stock. Also stock dividends usually give odd numbers of lots, which can be quite strange.
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Investments

Stocks Discussion

Standard Chartered

Hi everyone! Is it possible for me to sell some SGX stocks (bought using DBS Vickers cash upfront account) through my Standard Chartered trading account?
Adelyn K
Adelyn K
Level 5. Genius
Answered on 05 Dec 2019
No, they are stored in different accounts. You would have to sell off your SGX stocks in your DBs/CDP account first then buy again with your SC trading account.
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MileLion

Miles

KrisFlyer

Business-class seat or first-class seat on SQ?
Adelyn K
Adelyn K
Level 5. Genius
Answered on 05 Dec 2019
First-class cause that's more rarer. Business class is possible with a good company.
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General

SG Budget Babe

Savings Accounts

What bank accounts do you have and why?
Adelyn K
Adelyn K
Level 5. Genius
Answered on 05 Dec 2019
1. DBS Multiplier (for salary crediting) 2. CIMB Fastsaver - this acts as my warchest. :)
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SG Budget Babe

Miles

Cashback

MileLion

Cashback versus Miles or both?
Adelyn K
Adelyn K
Level 5. Genius
Answered on 05 Dec 2019
I use both cashback and miles, but for different scenarios of course. I'm on AMEX KF, so I will usually use my cashback card when the merchant don't accept AMEX or grabpay. :) Focusing on one reward will help you to nett better gains in one area.
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SG Budget Babe

What are some passive income do you recommend?
Adelyn K
Adelyn K
Level 5. Genius
Answered on 05 Dec 2019
Dividends Interest from high yield saving accounts Rental income, if you are rich enough.
šŸ‘ 0

MileLion

Travel

Miles

How do i know if I'm going to get a first-class seat or suite?
Adelyn K
Adelyn K
Level 5. Genius
Answered on 05 Dec 2019
Well, not every plane has a suite. So it will be good to check the route that you are flying on and if that plane actually has a suite or will it just be a seat? You can check this link out to see if the route you are on has a suite/seat. https://mainlymiles.com/2019/11/20/singapore-airlines-first-class-seat-and-suite-types-by-route-to-october-2020/ Alternatively, you can view the seat map on the Singapore Airlines website prior to committing to booking, but you will have to enter some details first. Though it's also possible that SIA may substitute another flight on the eleventh hour, so probably good to call the airline before you fly to check with them. :)
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MileLion

SG Budget Babe

Family

Travel

KrisFlyer

Which airlines are very infant-friendly?
Adelyn K
Adelyn K
Level 5. Genius
Answered on 05 Dec 2019
There are quite a few that are infant-friendly. You'll usually have to put a note when you are booking the tickets (online reservations), some have a box to tick off for travelling with infants. Or you can call the airline with your reservation number and let them know you are bringing an infant on board. 1. Singapore Airlines - baby bassinets, diapers, disposable bibs and feeding bottles are just a few things that you can request for in-flight with Singapore Airlines. - Access to activity games and toys that consist of stickers, memory card games, puzzles, soft toys, colouring papers are also available for babies/infants. - Also allows you to bring on-board your breastmilk (even if 100ml). Provides kids' meals, but not sure if baby food is provided. 2. Emirates - Offers pre-ordering of meals for kids/babies and allows families to board first. Also helps to warm up any food or milk that you have. - Provides an activity pack that consists of a backpack, book, eye masks, pen and activity book. A soft toy and a blanket is also provided with a baby's amenity kit including baby wipes, a spoon, a bib and a bassinet liner. 3. Asiana Airlines: - Offers free travel for kids under 2 - Offers complimentary check in of 1 bag weighing up to 10 kg as well as a stroller at no charge - Also offers meals for kids/babies. Baby bassinet or baby sling available upon request.
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