Settlement date is the date that you settle payment for the stocks that you bought! And yes, after you've paid for it, it will appear in your CDP account.

Unless each of you can be responsible for your own decisions and won't point the fingers if the stock isn't doing too well, it's a bad idea overall. You need to consider what happens if some wants to sell and some don't. How are you going to split the selling up evenly? I would rather pool money with my parents/family members than with friends.

I prefer cash dividends as i can then choose to re-invest and buy other stocks instead of the same stock. Also stock dividends usually give odd numbers of lots, which can be quite strange.

No, they are stored in different accounts. You would have to sell off your SGX stocks in your DBs/CDP account first then buy again with your SC trading account.

First-class cause that's more rarer. Business class is possible with a good company.

1. DBS Multiplier (for salary crediting) 2. CIMB Fastsaver - this acts as my warchest. :)

I use both cashback and miles, but for different scenarios of course. I'm on AMEX KF, so I will usually use my cashback card when the merchant don't accept AMEX or grabpay. :) Focusing on one reward will help you to nett better gains in one area.

Dividends Interest from high yield saving accounts Rental income, if you are rich enough.

Well, not every plane has a suite. So it will be good to check the route that you are flying on and if that plane actually has a suite or will it just be a seat? You can check this link out to see if the route you are on has a suite/seat. https://mainlymiles.com/2019/11/20/singapore-airlines-first-class-seat-and-suite-types-by-route-to-october-2020/ Alternatively, you can view the seat map on the Singapore Airlines website prior to committing to booking, but you will have to enter some details first. Though it's also possible that SIA may substitute another flight on the eleventh hour, so probably good to call the airline before you fly to check with them. :)

There are quite a few that are infant-friendly. You'll usually have to put a note when you are booking the tickets (online reservations), some have a box to tick off for travelling with infants. Or you can call the airline with your reservation number and let them know you are bringing an infant on board. 1. Singapore Airlines - baby bassinets, diapers, disposable bibs and feeding bottles are just a few things that you can request for in-flight with Singapore Airlines. - Access to activity games and toys that consist of stickers, memory card games, puzzles, soft toys, colouring papers are also available for babies/infants. - Also allows you to bring on-board your breastmilk (even if 100ml). Provides kids' meals, but not sure if baby food is provided. 2. Emirates - Offers pre-ordering of meals for kids/babies and allows families to board first. Also helps to warm up any food or milk that you have. - Provides an activity pack that consists of a backpack, book, eye masks, pen and activity book. A soft toy and a blanket is also provided with a baby's amenity kit including baby wipes, a spoon, a bib and a bassinet liner. 3. Asiana Airlines: - Offers free travel for kids under 2 - Offers complimentary check in of 1 bag weighing up to 10 kg as well as a stroller at no charge - Also offers meals for kids/babies. Baby bassinet or baby sling available upon request.