YouBiz Referral YOUp9l3U4Jw: The S$5 Spend That Gets Your SME S$50

If you run a small business or freelance, the YouBiz referral is one of the easiest sign-up bonuses around: S$50 for one S$5 card purchase. Here's the exact sequence, because the details are what trip people up.

👉 YouBiz referral code: YOUp9l3U4Jw
Sign-up link with the code applied: https://biz.you.co/register?promo-code=YOUp9l3U4Jw
(It's case-sensitive, and the character after the 9 is a lowercase L. The link saves you from typos.)

Steps

Open the sign-up link and apply. Singpass (MyInfo Business) takes under 5 minutes. Manually, you need an ACRA Business Profile from the last 3 months and your NRIC
Wait 1–2 business days for approval. Your 90-day window starts on the approval date
Make one card purchase of S$5 or more, in a single transaction. The virtual card works immediately
The S$50 is credited to your default SGD sub-account as a referral credit, no later than about a month after the spend (YouBiz's example: spend on 25 Mar, credited by 25 Apr)

What I'd buy for the S$5

YouBiz doesn't say whether its cashback exclusions apply to the referral spend, so I'd keep it boring: a software subscription, office supplies or a domain renewal. I'd avoid government payments, wallet top-ups and bill-payment aggregators for this one.

Things to watch

✅ Two S$3 purchases don't count. It must be one S$5+ transaction
✅ The 90 days run from approval, not application
✅ Only the first 10 new users per referral code get the S$50
✅ Your business must be new to YouBiz (a personal YouTrip account doesn't affect this)

YouBiz is run by You Technologies Group (Singapore), an MAS-licensed major payment institution. It's not a bank, so balances aren't SDIC-insured.

The full walkthrough, including which documents you need, is on DLCuration: https://dlcuration.com/how-to-use-youbiz-referr...

Not financial advice, just sharing for fellow SME owners.

Disclosure: YOUp9l3U4Jw is DLCuration's referral code, and YouBiz may pay a referral reward when it's used.

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