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For those who are attached, let me know which approach do you and your partner adopt! And for those who are still single, what approach do you hope to take on when you have a partner in the future?
Would be interesting to find out what are the more popular approaches couples use to manage their finances together :) Remember to also let me know why that approach works for you and your partner!
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Kenneth Fong
07 Jun 2021
Marketing Manager at Seedly
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Zac
07 Jun 2021
Noob at Idiots Invest
What's mine is hers and what's hers is hers.
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Her money is her money, my money is my money, eg our salaries
The money that we earn together, is o...
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My wife and I each have our own individual savings account where our salaries are credited.
From there, we have a standing instruction that credits a set amount to a joint account that we share. This is for joint expenses like the mortgage, monthly expenses, holidays, and etc.
We also have another standing instruction that credits a set amount to another bank account which goes towards our investments. We do a joint portfolio where we discuss our investments and combine our resources to invest for our future.
Whatever is left in our individual savings account is for our expenditure or further savings. This is also funds for gifts and nice meals for each other and etc.
This has worked for us for almost 4 years. :)βββ