Would you still invest in Apple (NASDAQ: AAPL) stock?

It's never too late, you can always go in and DCA. I didn't really go through all the finance datasheets so you may still want to review them. I went in however because for a few reasons:

1. Apple's marketing model is quite a money-generating machine from their subscription-based services and it is popular among many. Just ask yourself, how many people use iCloud?

2. The M1 processors are a game-changer in the computer industry. It offers high power and a long battery (sounded like there is no compromise). None of the Intel processors can match the M1 for power efficiency. It's unparallel at least for the next couple of years.

3. Apple marketing is still strong and dominant, and its reputation is also unmatched. That is why people buy iPhones even there are "better" spec phones out there because the user experience of the iPhone is really great.

Having said that, here are some reservations you must consider:

1. Apple is likely to be overvalued based on many reports.

2. For trend, it has stalled for now (but may be good opportunity to buy).

3. Trade War with China: Chinese still buys Apple products quite a lot. Imagine if there was a ban on Apple products (like how Huawei was banned in US).

4. M1 aside, the innovation pace at Apple is also starting to slow down. Year on year, their iPhones don't really have large improvements and that may not be a good sign.

Still, I think Apple has a good few more good runs. At least for the next 5 years, we can expect some pretty solid growth. I can't promise 10 years but yeah. DCA it if you want, but do diversify!

AAPL is currently overvalued. An approach you may consider is to first determine the total value you would like to invest, and then divide into 3 tranches to invest at different price.