Would you invest in these Unit Trusts - Franklin US Opportunities AS Acc SGD and Schroeder China Opportunity SGD?

Don't buy them

1. Franklin: super expensive (1.81% annual fee), underperforms benchmark

2. Schroeder: expensive (1.45 % annual fee), underperforms benchmark over 3 years (not over 5y, but almost break even since fund inception)

There are also high one-time sales charges killing further net performance. Try to find passive indexing ETFs for the benchmarks these funds give in their factsheets

These numbers are testament to the fact that (partially because of the very high annual fees) unit trusts (mutual funds) generally are not a good produt for investors, particularly in times of passive i dexing ETFs

more on what to avoid, here:

https://seedly.sg/questions/what-is-your-genera...

With their absurdly high fees, there is only one winner in buying UTs/Mutual Funds and it's not you. Buy into ETFs instead.