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Would you agree that we should not take board rates (OCBC) / fixed deposit pegged rates (DBS) given that banks can arbitrarily set those rates in their favour without basis?
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Hi John, thanks for the question!
Every home loan rate has its pros and cons. However, some rates have more pros and some rates have more cons. -_*
We won't say too much on this forum, but we do share more about board rates on our blog here:
Board Rate? What Does This Mean and Should You Take One? - Mortgage Master Blog
And we share about fixed deposit pegged rates here:
Fixed Deposit Linked Rates - The Secrets Within - Mortgage Master Blog