With the market crash, is this a good time to buy stocks or keep holding cash?

Personally, I’m still holding a decent chunk of cash, but I did nibble into some ETFs during the dip — mainly QQQ and KWEB. Market timing is tough lah, so I stick to small DCA tranches.

I’ve been using tiger lately to DCA,no FX fees on US-listed ETFs helps save a bit in the long run. But hor, I still recommend having some defensive cash on standby, especially with all the rate cut uncertainty and geopolitical noise.

Never put all eggs in 1 basket

Depends on how good u are in timing the market.

​

If you are good, buy when it is at bottom.

If not sure if you are good, then maybe u can slowly nibble cos it is tough to get the exact bottom bottom.

#Not proper financial advice.

​

In theory, yes it is a good time to invest into US stocks with your spare cash.

​

And you should still hold emergency fund as cash-in-bank.